Loan Advisor

Universal Lending

Loan Advisor guiding homebuyers through the mortgage process at Universal Lending Corporation. Focused on relationship-building and ensuring a smooth experience from application through closing.

Posted 7/27/2026full-timeRemote • Texas • 🇺🇸 United StatesMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in loan origination, compliance, and customer relationship management, with a strong focus on financial analysis and negotiation skills. Proficient in utilizing Encompass and other loan origination systems to ensure efficient processing and closing of loans.

Highest-signal resume keywords

Active MLO LicenseLoan Origination ExperienceEncompass KnowledgeFinancial AnalysisCustomer Satisfaction

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Loan Application ProcessingPrequalification AssessmentFinancial Condition AnalysisRate NegotiationCompliance Maintenance

Soft Skills

Relationship BuildingCustomer ServiceProblem Solving

Tools & Technologies

EncompassAutomated Underwriting SystemExcelWordOutlookPowerPoint

Certifications & Qualifications

Active MLO License

Industry Keywords

LendingFinancial IndustryMarket ConditionsLoan PipelineBuilder Partnerships

About the role

Key responsibilities & impact

Build rapport with the sales agents at Risewell communities and division personnel.
Complete thorough loan applications by communicating with perspective applicants.
Perform prequalification assessment and analysis of financial condition and risk of financing requests within the Companys credit policies and programs.
Negotiate rate, terms and conditions of the loan. Lock loans on time and in the correct product type.
Input loans into Encompass and appropriate Automated Underwriting System (AUS).
Assist with, and solve, issues relating to processing, underwriting and closing of loans within employees loan pipeline.
Develop and maintain knowledge of the financial industry, economy, market conditions, rates, vendors and competition.
Maintain compliance on all loan files and pipeline.

Requirements

What you’ll need

Must have an active state MLO license in each state where business is to be conducted or be willing to obtain additional state licenses in WA, OR, CA, AZ, CO, FL and TX
Highschool diploma or general education degree (GED) required; 4-year college degree preferred
Minimum 5 years lending origination experience preferably with builders
Must have working knowledge of Encompass or other LOS systems
Proficient in Excel, Word, Outlook, and PowerPoint
Ability to ensure customer satisfaction throughout the cycle of the sales process with support and service
Ability to maintain and foster strong partnerships with builders and customers.

Benefits

Comp & perks

Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
A valid drivers license and active vehicle insurance is required at all times.