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United Community Bank

Senior Credit Analyst

United Community Bank

Senior Credit Analyst responsible for evaluating credit decisions on new business transactions for Navitas. Collaborating with Broker Partners for deal flow while upholding credit standards.

Posted 7/30/2026full-timeColumbia • South Carolina • 🇺🇸 United StatesSenior💰 $60,466 - $93,119 per yearWebsite

Core Competencies

Role fit
Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates strong analytical and financial modeling skills to assess creditworthiness and make informed credit decisions. Proficient in managing broker relationships and collaborating across teams to meet stakeholder needs while maintaining attention to detail and sound judgment.

Highest-signal resume keywords
Financial Statement AnalysisCredit Decision MakingMicrosoft ExcelAnalytical Problem-SolvingEquipment Leasing Experience

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills
Financial Statement AnalysisCredit Decision MakingFinancial ModelingData AnalysisAuditing Review
Soft Skills
Effective CommunicationOrganizational SkillsAttention to DetailMultitaskingSound Judgment
Tools & Technologies
Microsoft OfficeExcel Spreadsheets
Industry Keywords
Equipment LeasingLoan IndustryFranchise LendingCredit PoliciesBroker Programs

About the role

Key responsibilities & impact
  • Analyze financial statements, tax returns, credit reports, Dun & Bradstreet reports and other third Party information to determine the borrower’s creditworthiness.
  • Complete financial spreads and PD templates as required by Navitas’ credit policies.
  • Make credit decisions on transactions within assigned credit authority and make recommendations on transactions requiring local Credit Committee approval or UCBI Bank approval.
  • Correspond with brokers, lessees, banks, and vendors as appropriate to answer specific questions, gain additional information and appropriately market Navitas Products.
  • Maintain existing broker relationships.
  • Assist with the development, implementation, and updating of broker programs.
  • Review funded transactions as required for auditing purposes.

Requirements

What you’ll need
  • 4-year College or University degree preferred, or 5+ years related experience and/or training, or equivalent combination of education and experience.
  • Computer skills required: Microsoft Office, Excel Spreadsheets
  • Previous equipment leasing/loan industry experience required
  • Prior franchise lending experience is a plus
  • Strong analytical and problem-solving abilities
  • Excellent mathematical and financial modeling skills
  • Highly organized with exceptional attention to detail
  • Ability to prioritize, multitask, and work efficiently under tight deadlines
  • Sound judgment in complex and non-standard scenarios
  • Effective communication skills, including delivering difficult decisions professionally.
  • Must be able to resolve problems from both internal and external sources.
  • Ability to collaborate across teams and manage competing stakeholder needs.

Benefits

Comp & perks
  • 🌐 Worldwide ❌ Jobs You've Hidden ⭐️ Saved Jobs ✅ Applied Jobs ✉️ Email Alerts 👤 Account United Community Bank Website LinkedIn All Job Openings 51 - 200 employees Founded 1954 🏦 Banking 💸 Finance Banking
  • Finance United Community Bank is a FDIC-insured regional bank offering personal and business banking services including checking and savings accounts, credit cards, loans, mortgages, certificates of deposit (CDs & IRAs), online and mobile banking, and Interactive Teller Machines. The bank emphasizes community engagement, local branch services, and customer-focused products such as kids' savings accounts and reward checking, while providing digital tools like mobile apps and online enrollment. Senior Credit Analyst Job not on LinkedIn 🔥 32 minutes ago 🏢 Columbia – Onsite 💵 $60.5k - $93.1k / year ⏰ Full Time 🟠 Senior 🧐 Analyst 🦅 H1B Visa Sponsor Apply Now Find Hiring Managers Customize resume + cover letter Report problem ☆ Save ☑️ Mark as applied ❌ Hide 📋 Description
  • Analyze financial statements, tax returns, credit reports, Dun & Bradstreet reports and other third Party information to determine the borrower’s creditworthiness.
  • Complete financial spreads and PD templates as required by Navitas’ credit policies.
  • Make credit decisions on transactions within assigned credit authority and make recommendations on transactions requiring local Credit Committee approval or UCBI Bank approval.
  • Correspond with brokers, lessees, banks, and vendors as appropriate to answer specific questions, gain additional information and appropriately market Navitas Products.
  • Maintain existing broker relationships.
  • Assist with the development, implementation, and updating of broker programs.
  • Review funded transactions as required for auditing purposes. 🎯 Requirements
  • 4-year College or University degree preferred, or 5+ years related experience and/or training, or equivalent combination of education and experience.
  • Computer skills required: Microsoft Office, Excel Spreadsheets
  • Previous equipment leasing/loan industry experience required
  • Prior franchise lending experience is a plus
  • Strong analytical and problem-solving abilities
  • Excellent mathematical and financial modeling skills
  • Highly organized with exceptional attention to detail
  • Ability to prioritize, multitask, and work efficiently under tight deadlines
  • Sound judgment in complex and non-standard scenarios
  • Effective communication skills, including delivering difficult decisions professionally.
  • Must be able to resolve problems from both internal and external sources.
  • Ability to collaborate across teams and manage competing stakeholder needs. Apply Now 📊 Check your resume score for this job Improve your chances of getting an interview by checking your resume score before you apply. Check Resume Score Similar Jobs Senior Credit Analyst 🔥 32 minutes ago United Community Bank 51 - 200 🏦 Banking 💳 Fintech ☁️ SaaS Website LinkedIn All Job Openings Senior Credit Analyst evaluating creditworthiness and maintaining profitable broker relationships for Navitas. Responsible for financial analysis and credit decisions in alignment with company policies. 🏢 Columbia – Onsite 💵 $60.5k - $93.1k / year 💰 $5M Grant - United Community Bank on 2023-04 ⏰ Full Time 🟠 Senior 🧐 Analyst 🦅 H1B Visa Sponsor BCBA – Board Certified Behavior Analyst 🕒 February 26 ABLE Kids 201 - 500 🏥 Healthcare 💼 Consulting 📚 Education Website LinkedIn All Job Openings Board Certified Behavior Analyst providing individualized ABA therapy for children ages 2-6 with Autism. Working in a supportive environment with flexible scheduling and a focus on work-life balance. 🏢 Columbia – Onsite 💵 $80k - $120k / year ⏰ Full Time 🟡 Mid-level 🟠 Senior 🧐 Analyst View More Analyst Jobs 🌐 Worldwide Built by Lior Neu-ner. I'd love to hear your feedback — Get in touch via DM or support@remoterocketship.com Search Search Jobs by country Search jobs by city Search jobs by job title Search entry-level jobs Search junior-level jobs Search senior-level jobs Search jobs by tech stack Search jobs by contract type Search remote internships Search remote part-time jobs Remote jobs Anywhere in the World Companies Hiring Anywhere in the World Companies Hiring Sales People Anywhere in the World Companies Hiring Software Engineers Anywhere in the World Resources Advice Tips for finding remote jobs Interview questions and answers Resume examples Cover letter examples Post a job Affiliates Is Remote Rocketship legit? Privacy policy Terms of service Job board SEO course Remote Job Search MasterClass AI Apply Copilot OpenClaw job finder Find jobs using your resume Jobs by Country Remote jobs anywhere in the world (Worldwide remote jobs) Remote jobs United States Remote jobs Australia Remote jobs Brazil Remote jobs Canada Remote jobs France Remote jobs Ireland Remote jobs Germany Remote jobs Netherlands Remote jobs Spain Remote jobs UK Popular Jobs Remote data analyst jobs Remote customer support jobs Remote executive assistant jobs Remote marketing jobs Remote product designer jobs Remote product manager jobs Remote project manager jobs Remote recruiter jobs Remote sales jobs Remote software engineer jobs Jobs by Type Remote full-time jobs Remote part-time jobs Remote contract jobs Remote internship jobs Remote entry-level jobs Remote jobs with no experience required Remote junior jobs (1-3 years of experience) Digital nomad jobs Remote jobs with no degree required Freelance remote jobs Temporary remote jobs Remote jobs hiring now Stay at home mom jobs