Senior Credit Analyst

United Community Bank

Senior Credit Analyst evaluating creditworthiness and maintaining profitable broker relationships for Navitas. Responsible for financial analysis and credit decisions in alignment with company policies.

Posted 7/30/2026full-timeColumbia • South Carolina • 🇺🇸 United StatesSenior💰 $60,466 - $93,119 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates strong analytical and financial modeling skills to assess creditworthiness and make informed credit decisions. Proficient in managing broker relationships and collaborating across teams to meet stakeholder needs while maintaining attention to detail and organizational efficiency.

Highest-signal resume keywords

Financial Statement AnalysisCredit Decision MakingAnalytical SkillsMicrosoft ExcelEquipment Leasing Experience

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial ModelingCredit AnalysisProblem-SolvingMathematical SkillsFinancial SpreadsPD TemplatesAuditingCredit Policies

Soft Skills

Effective CommunicationOrganizational SkillsAttention to DetailMultitaskingSound Judgment

Tools & Technologies

Microsoft OfficeExcel Spreadsheets

Industry Keywords

Equipment LeasingLoan IndustryFranchise LendingBroker Programs

About the role

Key responsibilities & impact

Analyze financial statements, tax returns, credit reports, Dun & Bradstreet reports and other third Party information to determine the borrower’s creditworthiness.
Complete financial spreads and PD templates as required by Navitas’ credit policies.
Make credit decisions on transactions within assigned credit authority and make recommendations on transactions requiring local Credit Committee approval or UCBI Bank approval.
Correspond with brokers, lessees, banks, and vendors as appropriate to answer specific questions, gain additional information and appropriately market Navitas Products.
Maintain existing broker relationships.
Assist with the development, implementation, and updating of broker programs
Review funded transactions as required for auditing purposes

Requirements

What you’ll need

4-year College or University degree preferred, or 5+ years related experience and/or training, or equivalent combination of education and experience.
Computer skills required: Microsoft Office, Excel Spreadsheets
Previous equipment leasing/loan industry experience required
Prior franchise lending experience is a plus
Strong analytical and problem-solving abilities
Excellent mathematical and financial modeling skills
Highly organized with exceptional attention to detail
Ability to prioritize, multitask, and work efficiently under tight deadlines
Sound judgment in complex and non-standard scenarios
Effective communication skills, including delivering difficult decisions professionally.
Must be able to resolve problems from both internal and external sources.
Ability to collaborate across teams and manage competing stakeholder needs.

Benefits

Comp & perks

🌐 Worldwide ❌ Jobs You've Hidden ⭐️ Saved Jobs ✅ Applied Jobs ✉️ Email Alerts 👤 Account United Community Bank Website LinkedIn All Job Openings 51 - 200 employees Founded 1954 🏦 Banking 💳 Fintech ☁️ SaaS 💰 $5M Grant - United Community Bank on 2023-04 Banking
Fintech
SaaS United Community Bank is a regional, FDIC-insured commercial bank offering personal and business banking services, online and mobile banking, and financial products such as checking, savings, credit cards, loans, CDs, and IRAs. The bank provides specialized services like reward checking, debit cards for kids, positive pay fraud protection, interactive teller machines (ITMs), and community-focused programs. United Community Bank emphasizes digital access (personal and business mobile apps), customer support (live chat, fraud reporting), and community engagement with branches and online account management. Senior Credit Analyst Job not on LinkedIn 🔥 14 minutes ago 🏢 Columbia – Onsite 💵 $60.5k - $93.1k / year ⏰ Full Time 🟠 Senior 🧐 Analyst 🦅 H1B Visa Sponsor Apply Now Find Hiring Managers Customize resume + cover letter Report problem ☆ Save ☑️ Mark as applied ❌ Hide 📋 Description
Analyze financial statements, tax returns, credit reports, Dun & Bradstreet reports and other third Party information to determine the borrower’s creditworthiness.
Complete financial spreads and PD templates as required by Navitas’ credit policies.
Make credit decisions on transactions within assigned credit authority and make recommendations on transactions requiring local Credit Committee approval or UCBI Bank approval.
Correspond with brokers, lessees, banks, and vendors as appropriate to answer specific questions, gain additional information and appropriately market Navitas Products.
Maintain existing broker relationships.
Assist with the development, implementation, and updating of broker programs
Review funded transactions as required for auditing purposes 🎯 Requirements
4-year College or University degree preferred, or 5+ years related experience and/or training, or equivalent combination of education and experience.
Computer skills required: Microsoft Office, Excel Spreadsheets
Previous equipment leasing/loan industry experience required
Prior franchise lending experience is a plus
Strong analytical and problem-solving abilities
Excellent mathematical and financial modeling skills
Highly organized with exceptional attention to detail
Ability to prioritize, multitask, and work efficiently under tight deadlines
Sound judgment in complex and non-standard scenarios
Effective communication skills, including delivering difficult decisions professionally.
Must be able to resolve problems from both internal and external sources.
Ability to collaborate across teams and manage competing stakeholder needs. Apply Now 📊 Check your resume score for this job Improve your chances of getting an interview by checking your resume score before you apply. Check Resume Score Similar Jobs BCBA – Board Certified Behavior Analyst 🕒 February 26 ABLE Kids 201 - 500 🏥 Healthcare 💼 Consulting 📚 Education Website LinkedIn All Job Openings Board Certified Behavior Analyst providing individualized ABA therapy for children ages 2-6 with Autism. Working in a supportive environment with flexible scheduling and a focus on work-life balance. 🏢 Columbia – Onsite 💵 $80k - $120k / year ⏰ Full Time 🟡 Mid-level 🟠 Senior 🧐 Analyst View More Analyst Jobs 🌐 Worldwide Built by Lior Neu-ner. I'd love to hear your feedback — Get in touch via DM or support@remoterocketship.com Search Search Jobs by country Search jobs by city Search jobs by job title Search entry-level jobs Search junior-level jobs Search senior-level jobs Search jobs by tech stack Search jobs by contract type Search remote internships Search remote part-time jobs Remote jobs Anywhere in the World Companies Hiring Anywhere in the World Companies Hiring Sales People Anywhere in the World Companies Hiring Software Engineers Anywhere in the World Resources Advice Tips for finding remote jobs Interview questions and answers Resume examples Cover letter examples Post a job Affiliates Is Remote Rocketship legit? Privacy policy Terms of service Job board SEO course Remote Job Search MasterClass AI Apply Copilot OpenClaw job finder Find jobs using your resume Jobs by Country Remote jobs anywhere in the world (Worldwide remote jobs) Remote jobs United States Remote jobs Australia Remote jobs Brazil Remote jobs Canada Remote jobs France Remote jobs Ireland Remote jobs Germany Remote jobs Netherlands Remote jobs Spain Remote jobs UK Popular Jobs Remote data analyst jobs Remote customer support jobs Remote executive assistant jobs Remote marketing jobs Remote product designer jobs Remote product manager jobs Remote project manager jobs Remote recruiter jobs Remote sales jobs Remote software engineer jobs Jobs by Type Remote full-time jobs Remote part-time jobs Remote contract jobs Remote internship jobs Remote entry-level jobs Remote jobs with no experience required Remote junior jobs (1-3 years of experience) Digital nomad jobs Remote jobs with no degree required Freelance remote jobs Temporary remote jobs Remote jobs hiring now Stay at home mom jobs