Commercial Relationship Manager

United Community Bank

Commercial Relationship Manager responsible for managing business relationships for a bank. Seeking to generate and manage businesses with complex financial needs exceeding $5 million in annual sales.

Posted 6/19/2026full-timeCanton • 🇺🇸 United StatesMid-LevelSeniorWebsite

About the role

Key responsibilities & impact

Responsible for the generation and management of a wide variety of businesses that have annual sales above $5 million.
Develop and manage commercial business relationships including making loans, obtaining deposit accounts, selling cash management services, and cross-selling other bank services.
Provide guidance to credit analyst and/or portfolio managers and promote the bank within the community.
Manage and retain profitable client relationships.
Develop new business through active calling on clients and prospects.
Develop and maintain a strong COI’s network.
Use Vertical IQ, Business Browser, or other tools available to research and develop leads.
Manage individual production versus assigned goals.
Recommend structure, terms, and rate for loans being underwritten.
Provide guidance to credit analysts.
Manage loan closing process to include preparing term sheets and commitment letters as well as communicating with attorneys, appraisers, and related professionals.
Ensure adherence to company loan policies and procedures.
Evaluate risk to meet profitability standards.
Actively participate in community activities or events such as Chamber, Kiwanis, Rotary, etc.
Perform quarterly check-ins along with an effective management plan consisting of goals for staff, if applicable.

Requirements

What you’ll need

Bachelor’s degree in business, economics, finance, or accounting preferred or equivalent combination of education and experience
Minimum three years’ banking experience in credit analysis or lending
Capable of analyzing complex financial statements/completion of commercial analyst training program
Possess effective sales and negotiation skills
Possess excellent verbal and written communication skills
Strong customer service skills
Ability to work independently as well as part of a team
Self-motivated/takes initiative
Proficient in Microsoft programs
Participate in all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc.
Must be able to pass a criminal background & credit check.

Benefits

Comp & perks

Equal Opportunity Employer
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

ATS Keywords

✓ Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

credit analysislendingfinancial statement analysiscommercial analyst trainingloan underwritingloan closing processrisk evaluationsalesnegotiationcash management services

Soft Skills

communicationcustomer serviceteamworkself-motivationinitiativerelationship managementguidanceactive listeninggoal settingcommunity engagement

Certifications

Bachelor’s degreeBank Secrecy Act traininganti-money laundering training