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United Community Bank

Senior Portfolio Manager

United Community Bank

. Lead all aspects of local loan portfolio management, including annual reviews, covenant compliance, and collateral exceptions.

Posted 5/7/2026full-timeColumbia • South Carolina • 🇺🇸 United StatesSeniorWebsite

About the role

Key responsibilities & impact
  • Lead all aspects of local loan portfolio management, including annual reviews, covenant compliance, and collateral exceptions.
  • Collaborate with senior leadership to maintain appropriate risk profiles.
  • Manage and mentor a team of credit specialists, portfolio managers, and analysts.
  • Oversee the preparation of credit memos, spreads, and related documentation.
  • Participate in client calls, underwriting, credit presentations, and loan closings.
  • Identify and mitigate credit risks through sound analysis and recommendations.
  • Prepare commitment letters and review loan documentation.
  • Support cross-sell initiatives and coach team members on relationship development.
  • Assist lenders in prospecting and client engagement efforts.

Requirements

What you’ll need
  • Bachelor’s degree in Finance or Accounting preferred.
  • 7–10 years of experience in commercial lending or financial services.
  • Deep knowledge of credit policy, banking regulations, and loan documentation.
  • Proven ability to analyze complex financial statements and tax returns.
  • Strong analytical, organizational, and time management skills.
  • Excellent communication and interpersonal skills.
  • Proficiency in internal systems and reporting tools.

Benefits

Comp & perks
  • Health insurance
  • Paid time off

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
loan portfolio managementcredit analysisfinancial statement analysistax return analysiscovenant compliancecollateral managementcredit memo preparationunderwritingcredit documentationrisk assessment
Soft Skills
leadershipmentoringanalytical skillsorganizational skillstime managementcommunication skillsinterpersonal skillsrelationship developmentcollaborationcoaching
Certifications
Bachelor’s degree in FinanceBachelor’s degree in Accounting