Portfolio Manager

United Community Bank

. Manage larger commercial credits to ensure portfolio soundness, profitability, and growth.

Posted 4/22/2026full-timeBirmingham • Alabama • 🇺🇸 United StatesMid-LevelSeniorWebsite

About the role

Key responsibilities & impact

Manage larger commercial credits to ensure portfolio soundness, profitability, and growth.
Provide credit and sales support to Commercial Lending.
Analyze complex financial statements and prepare credit analysis packages.
Serve as a secondary contact on client relationships.
Identify cross-sell opportunities with new and existing clients.
Assist in the loan process, including underwriting and closing.
Prepare commitment letters and review loan documents.
Assist lenders in their prospecting efforts.

Requirements

What you’ll need

Bachelor’s Degree in finance or accounting preferred.
5+ years of experience in commercial lending.
Proficient knowledge of credit policy, banking regulations, and loan documentation.
Ability to analyze complex financial statements and tax returns.
Strong interpersonal and communication skills.
Excellent organizational and time management skills.
Ability to work effectively within the company's credit culture.
Proficiency with in-house financial reporting applications, including Navigator.
Good mathematical, reading comprehension, and writing skills.

Benefits

Comp & perks

Must be able to pass a criminal background & credit check

ATS Keywords

✓ Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

credit analysisfinancial statement analysisloan underwritingloan documentationcommercial lendingcredit policybanking regulationstax return analysisfinancial reporting

Soft Skills

interpersonal skillscommunication skillsorganizational skillstime management skills

Certifications

Bachelor’s Degree in financeBachelor’s Degree in accounting