Senior Finance Portfolio Manager

United Community Bank

. Analyze client operating performance and financial condition; proactively identify issues, opportunities, and recommend appropriate risk mitigation strategies .

Posted 4/21/2026full-timeMarietta • 🇺🇸 United StatesSenior💰 $84,136 - $139,486 per yearWebsite

About the role

Key responsibilities & impact

Analyze client operating performance and financial condition; proactively identify issues, opportunities, and recommend appropriate risk mitigation strategies
Monitor and manage overall credit quality and data integrity for the Builder Finance portfolio
Perform sponsorship reviews and project monitoring by analyzing client, guarantor, and market information
Determine financial and project compliance and document analysis summaries within appropriate management systems
Deliver financial, industry, and economic analyses to support sound credit decision-making
Contribute to due diligence efforts and preparation of credit approval packages
Ensure adherence to credit policies, underwriting standards, and applicable regulatory requirements
Promote consistent commercial underwriting practices across the holding company
Develop and utilize management information systems to minimize portfolio risk
Prepare and manage annual reviews, commitment letters, covenant compliance, CARs, and loan approval packages
Spread and analyze financial statements for borrowers and guarantors
Serve as primary interface between Builder Finance Relationship Managers and Regional Credit Managers
Maintain financial exception reporting to proactively identify and resolve risk items
Support partnership lending models alongside Relationship Managers outside of Builder Finance
Build and manage a specialized Builder Finance underwriting and portfolio management team
Design and implement Builder Finance-specific underwriting templates and tracking tools
Research regulatory guidance, market participants, systems, and platforms to support specialized lending growth
Maintain professional and community relationships to enhance visibility and generate new business opportunities
Support portfolio management process improvement initiatives through research, standardization, and workflow optimization
Perform other duties as assigned

Requirements

What you’ll need

Bachelor’s degree (BS or BA) required
7–10 years of experience in financial analysis, structuring, underwriting, and portfolio management preferred
Extensive knowledge of credit products, non-credit services, and credit-related regulations
Strong understanding of commercial banking credit functions and divisions
Proven leadership ability with experience coaching, developing, and managing employees
Strong analytical, problem-solving, and decision-making skills
Excellent organizational, interpersonal, and written/verbal communication skills
Solid knowledge of loan documentation and credit underwriting practices
Ability to build effective working relationships with customers, Relationship Managers, bankers, and senior leadership
Willingness to participate in all required compliance and regulatory training, including BSA/AML

Benefits

Comp & perks

Health insurance
401(k) matching
Paid time off
Professional development opportunities

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

financial analysisunderwritingportfolio managementcredit productsloan documentationcredit underwriting practicesdata integrityrisk mitigation strategiesfinancial statement analysiscompliance analysis

Soft Skills

leadershipcoachingproblem-solvingdecision-makingorganizational skillsinterpersonal skillswritten communicationverbal communicationrelationship buildingworkflow optimization

Certifications

Bachelor’s degreeBSA/AML compliance training