United Community Bank

Relationship Manager

United Community Bank

full-time

Posted on:

Location Type: Office

Location: Simpsonville • South Carolina • United States

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About the role

  • Be familiar with bank products and services and look for opportunities to develop new customer relationships and strengthen existing ones using United’s need-based sales approach
  • Interview consumer loan applicants and request specified information for loan applications
  • Accept loan applications and notify applicants of loan decisions
  • Order credit reports and recommend loan terms
  • Review, analyze, and process consumer lending requests in compliance with policies
  • Work past dues, loan exceptions, and criticized asset reports
  • Develop and maintain interest rate structure consistent with bank policies
  • Use independent judgment and discretion based on assigned lending authority
  • Stay abreast of current and developing regulations applicable to lending
  • Provide efficient, accurate, and high-quality service while maintaining good customer relations
  • Support others through mentoring and attending sales and developmental meetings
  • Attend and serve in community functions, boards, and committees as necessary
  • Other duties as assigned

Requirements

  • High School diploma or equivalent
  • Bachelor’s degree in business, finance, or related area preferred
  • Experience in a financial institution preferred
  • Basic understanding of financial institution products and services
  • Knowledge of consumer credit structuring, lending practices, and customer relationship management
  • Strong interpersonal, analytical, and communication skills
  • Proven leadership ability and sharp business development focus
  • Proficient in Microsoft Office programs
  • Must complete all required compliance training, including Bank Secrecy Act/anti-money laundering training
  • NMLS # initial registration and annual renewal required (includes fingerprinting and background checks)
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
consumer credit structuringlending practicescustomer relationship managementloan application processingcredit report analysisinterest rate structure developmentcompliance trainingfinancial analysis
Soft Skills
interpersonal skillsanalytical skillscommunication skillsleadership abilitybusiness development focusmentoring
Certifications
NMLS initial registrationBank Secrecy Act traininganti-money laundering training