First Party Subrogation Adjuster

United Automobile Insurance Company

First Party Subrogation Adjuster investigating, evaluating, and pursuing recoveries for property damage claims. Working for United Automobile Insurance Company in a remote arrangement focused in the Southeast region.

Posted 7/18/2026full-timeRemote • Florida • 🇺🇸 United StatesJuniorMid-LevelWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in evaluating first-party property damage claims, conducting thorough investigations, and preparing subrogation demands. Proficient in negotiating settlements and maintaining compliance with insurance policies and regulations.

Highest-signal resume keywords

Adjuster's LicenseInsurance Policy KnowledgeAnalytical SkillsNegotiation AbilitiesBilingual (English/Spanish)

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Subrogation RecoveryClaims EvaluationLiability AnalysisEvidence CollectionSettlement Negotiation

Soft Skills

Attention to DetailOrganizational SkillsProblem-Solving SkillsCommunication Skills

Tools & Technologies

Claim Management SystemMicrosoft WordMicrosoft ExcelWindows-Based Applications

Certifications & Qualifications

Bachelor's Degree in Insurance or Related FieldAdjuster's License

Industry Keywords

First-Party Property DamageSubrogationInsurance RegulationsClaim DocumentationLitigation Potential

About the role

Key responsibilities & impact

Review first-party property damage claims to determine subrogation potential.
Evaluate policy coverage and confirm eligibility for subrogation recovery.
Conduct thorough investigations to establish liability against at-fault parties.
Analyze police reports, witness statements, photographs, recorded statements, repair estimates, and other claim documentation.
Obtain additional evidence necessary to strengthen subrogation demands, including: Insured and witness statements, Surveillance or security video, Photographs, Accident reports, Vehicle inspections, Any other documentation supporting liability and damages.
Prepare and present comprehensive subrogation demands to adverse carriers or responsible parties.
Negotiate settlements to maximize recoveries while maintaining compliance with company guidelines.
Identify claims with litigation potential by evaluating liability, damages, collectability, and available evidence.
Review files to determine whether litigation is appropriate and refer qualifying claims for legal action.
Assess collectability of claims and recommend appropriate recovery strategies.
Work closely with attorneys, vendors, investigators, and internal departments throughout the recovery process.
Maintain accurate and detailed claim documentation in the claim management system.
Manage diary activities to ensure timely follow-up and compliance with department standards.
Meet departmental productivity, quality, and recovery goals.
Continuously identify opportunities to improve recovery outcomes and contribute ideas that increase department performance and overall recoveries.

Requirements

What you’ll need

Bachelor’s degree in insurance, risk management, or a related field (preferred).
Minimum of 2 years of experience as an adjuster.
Adjuster’s License.
Strong knowledge of insurance policies, regulations, and procedures.
Strong analytical and problem-solving skills.
Bilingual preferred (English/Spanish).
Excellent communication and negotiation abilities.
Attention to detail and organizational skills.
Proficient in Word, Excel, Windows-based applications and internet usage.
Ability to work independently, make sound judgments and handle multiple claims simultaneously.

Benefits

Comp & perks

401(k) Retirement Savings Plan with employer match.
Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance.
Paid Time Off, Holidays, and Leave programs.
Flexible spending accounts.
Basic Life Insurance and Voluntary Life/ADD.
Short Term and Long-Term Disability.