Commercial Auto Underwriting Manager

United Automobile Insurance Company

Commercial Auto Underwriting Manager at UAIC overseeing underwriting strategy and team performance for non-standard commercial auto. Focus on ensuring profitability and compliance in Florida commercial auto insurance.

Posted 5/29/2026full-timeRemote • Florida • 🇺🇸 United StatesMid-LevelSeniorWebsite

About the role

Key responsibilities & impact

Lead commercial underwriting operations and manage underwriting staff performance.
Establish and maintain underwriting guidelines defining acceptable classes, restricted risks, and target profitable segments.
Develop and manage Florida commercial auto underwriting appetite and eligibility standards.
Review, approve, modify, or decline complex fleet and transportation risks.
Evaluate risk factors including driver quality, vehicle type, radius of operation, commodity hauled, DOT compliance, loss history, garaging territory, and financial stability.
Monitor portfolio concentration by class, territory, and fleet size to ensure balanced risk distribution.
Analyze loss trends and portfolio performance to recommend underwriting strategy adjustments.
Ensure compliance with Florida regulations and applicable state and federal transportation requirements.
Monitor underwriting KPIs, quality standards, and operational performance benchmarks.
Partner with claims, actuarial, product, and executive leadership to support profitability initiatives.
Provide coaching, technical guidance, and leadership development to underwriting staff.
Drive process improvements and operational efficiencies.

Requirements

What you’ll need

Extensive commercial auto underwriting experience within property and casualty insurance.
Strong knowledge of non-standard commercial auto risk assessment.
Proven underwriting leadership and team management experience.
Deep understanding of Florida commercial auto underwriting regulations.
Strong analytical, decision-making, and communication skills.
Ability to manage portfolio profitability and operational performance.

Benefits

Comp & perks

401(k) Retirement Savings Plan with employer match.
Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance
Paid Time Off, Holidays, and Leave programs.
Flexible spending accounts
Basic Life Insurance and Voluntary Life/ADD
Short Term and Long-Term Disability

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

commercial underwritingrisk assessmentportfolio managementloss trend analysisKPI monitoringoperational performance benchmarksFlorida commercial auto regulationsfleet risk evaluationtransportation risk managementprocess improvement

Soft Skills

leadershipteam managementanalytical skillsdecision-makingcommunication skillscoachingtechnical guidanceoperational efficiency