Credit Analyst – Auto Finance

United Auto Credit Corporation

Credit Analyst at United Auto Credit responsible for managing loan applications and building relationships with dealerships. Ensuring compliance with lending guidelines and driving success through effective analysis.

Posted 7/3/2026full-timeFort Worth • Arizona, New York, Texas • 🇺🇸 United StatesMid-LevelSenior💰 $22 - $26 per hourWebsite

About the role

Key responsibilities & impact

Engage with Dealerships: Follow up with dealerships on automated decisioned loan applications to secure contracts and build lasting relationships.
Review and Approve Loans: Ensure that sales contracts align with program specifications or provide alternative solutions when necessary to meet lending guidelines.
Build Strong Relationships: Communicate regularly with dealers, the sales/marketing team, and funders to collaborate on solutions that drive success.
Negotiate and Restructure Deals: Work with dealerships to structure and restructure non-prime deals, ensuring the right balance between risk and reward.
Analyze Credit Data: Evaluate credit reports, customer information, and application structures to make informed, profitable underwriting decisions.
Achieve Your Goals: Meet monthly targets for production, quality, and customer satisfaction, driving both personal and team success.
Assess and Manage Risk: Carefully review loan applications to assess creditworthiness and ensure that all contracts meet company standards.

Requirements

What you’ll need

Bachelor’s degree preferred (or equivalent combination of education and experience)
Consumer auto finance or underwriting in financial services experience preferred
Proficient in Microsoft Office, Google G Suite, and Teams

Benefits

Comp & perks

Generous Time off package
Medical/Dental/Vision
Additional voluntary benefits
Retirement Plan + Employer Match
Employee Perks and Discounts

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

Loan ApprovalContract ReviewDeal RestructuringCreditworthiness Assessment

Soft Skills

CommunicationNegotiationCollaboration