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Post Closer
Union Home Mortgage Corp.Post Closer responsible for reviewing and auditing closed loan files for compliance. Ensuring documentation meets investor and regulatory requirements in a remote position.
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in mortgage post-closing processes, including compliance with Bond/HFA programs and effective management of loan documentation and delivery. Proficient in utilizing loan origination systems and investor delivery platforms to ensure timely and accurate loan processing.
Highest-signal resume keywords
Mortgage Post-Closing ExperienceBond/HFA Programs KnowledgeLoan Origination Systems ProficiencyAttention to DetailCommunication Skills
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Compliance ReviewLoan Documentation ValidationLoan Delivery ProcessesData Integrity ManagementMortgage Compliance RegulationsInvestor Loan Products KnowledgeTracking Logs MaintenanceDocumentation Deficiency ResolutionPost-Closing Audit SupportLoan Inventory Management
Soft Skills
Organizational SkillsAbility to Manage Multiple PrioritiesWritten Communication SkillsVerbal Communication Skills
Tools & Technologies
EncompassLoan Origination SystemsInvestor Delivery Platforms
Industry Keywords
Housing Finance AgencyBond Program GuidelinesFirst-Time Homebuyer RequirementsDown Payment Assistance ProgramsConventional Loan ProductsGovernment Loan ProductsInvestor Purchase Advice
About the role
Key responsibilities & impact- Review and process loans for compliance with state and local Housing Finance Agency (HFA) bond program requirements
- Validate bond loan documentation
- Ensure compliance with bond program guidelines, including first-time homebuyer requirements and associated down payment assistance programs
- Coordinate with bond administrators and agencies to resolve documentation deficiencies
- Submit required bond packages and maintain program-specific tracking logs
- Prepare and deliver correspondent loan files to investors within required service-level agreements
- Review investor-specific purchase advice and delivery requirements
- Monitor outstanding conditions and coordinate with correspondent partners to obtain missing documentation
- Ensure loans are accurately boarded and delivered through investor platforms
- Resolve funding, purchase, and shipping exceptions to ensure timely purchase of loans
- Identify and correct documentation deficiencies, compliance exceptions, and data integrity issues
- Maintain accurate records and audit trails for all loan files
- Support internal and external audits related to post-closing activities
- Track loan inventory and manage post-closing pipelines to meet purchase and delivery deadlines
- Prioritize aged loans and escalate unresolved issues as necessary
- Communicate status updates to management and business partners
- Meet established productivity, quality, and turnaround time standards.
Requirements
What you’ll need- High school diploma or equivalent required
- Minimum 2–5 years of mortgage post-closing experience
- Experience with Bond/HFA programs and Correspondent Lending preferred
- Strong knowledge of conventional, government, and investor loan products
- Familiarity with mortgage closing documents and loan delivery processes
- Working knowledge of agency guidelines and mortgage compliance regulations
- Proficiency with Encompass, loan origination systems, and investor delivery platforms
- Strong attention to detail and organizational skills
- Ability to manage multiple priorities in a fast-paced environment
- Excellent written and verbal communication skills.
Benefits
Comp & perks- Health insurance
- 401(k) matching
- Paid time off
- Remote work options
- Professional development opportunities