VP, Underwriting

Union Home Mortgage Corp.

full-time

Posted on:

Location Type: Remote

Location: United States

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Job Level

Lead

About the role

  • Oversee the functions of residential underwriting and manage underwriting team at the regional level
  • Assist and support functions of residential underwriting to make sure files transfer as efficiently as possible
  • Assist in managing the underwriting team including coaching, mentoring, and training
  • Reinforce underwriting turnaround times by holding the team accountable to expectations
  • Assist with team’s workload and pipeline management as needed
  • Support in answering the Scenario email and Underwriting queue for new submissions, appraisal submissions and conditions flow
  • Act as a main point of contact and liaison for underwriters, branches, sales, and post-closing file submissions status
  • Review and sign off on underwriting and closing conditions as they are met
  • Respond to originator/processor questions regarding loan programs, clarification of loan conditions and status of loans in process
  • Support implementation of underwriting outsourcing
  • Review files from insuring and shipping, including answering questions or identifying missing documentation necessary to ensure salability
  • Work with national operations team to effectively improve processes and work effectiveness
  • Other duties and/or mortgage related tasks as assigned by management

Requirements

  • High school diploma or equivalent required; advanced degree preferred
  • Minimum 10 years of operations and underwriting experience required
  • FHA DE Chums required; VA SAR preferred
  • Knowledge of investor and program requirements and guidelines
  • Previous supervisory experience required
  • Understanding of all aspects of residential lending Conventional, FHA, VA, USDA, and Non-Conforming programs
  • Working knowledge of product guidelines including but not limited to Non-Conforming, FNMA, FHLMC, FHA, VA, and USDA guidelines
  • Able to define problems, collect data, establish facts, and provide information to resolve the situation
  • Able to interact with diverse teams across the enterprise to affect process improvement and to ensure compliance
  • Proven leadership skills, with emphasis on collaboration, solution-based analysis, organization, and time management
  • Able to read and interpret various loan documents such as promissory notes, regulatory and legal directives, and other loan documents
  • Able to apply basic math; calculate figures and amounts such as discounts, interest, commissions, and percentages
  • Basic computer skills required: word processing, Excel spreadsheets, email, and mortgage software
Benefits
  • Competitive total compensation package
  • A full benefits package including medical, dental, vision, 401k, pet insurance and PTO
  • Discounted home loans for employees and their family members
  • HSA and FSA plans
  • Professional opportunities for upward mobility, training, and personal development
  • Privately held mortgage company for over 35 years
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
underwritingoperations managementpipeline managementloan program knowledgeFHA DE ChumsVA SARresidential lendingproduct guidelinesdata analysismathematical calculations
Soft Skills
leadershipcoachingmentoringcollaborationsolution-based analysisorganizationtime managementproblem-solvingcommunicationinterpersonal skills
Certifications
high school diplomaadvanced degreeFHA DE ChumsVA SAR