Unchained

Compliance

• Maintain and scale a comprehensive compliance framework tailored to lending, money transmission, payments, and virtual currency regulatory requirements.
• Lead enterprise-wide regulatory risk assessments, documenting risks, controls, and mitigation strategies across business lines.
• Oversee state licensing programs for lending and money transmission activities, including license maintenance, renewals, reporting obligations, examinations, and regulator communications.
• Monitor and interpret evolving federal and state regulatory developments impacting bitcoin, digital assets, lending, and payments businesses.
• Review and advise on new products, services, features, partnerships, and marketing initiatives for regulatory alignment and risk mitigation.
• Collaborate cross-functionally to identify emerging risks and drive control enhancements, remediation plans, and operational improvements.
• Develop, implement, and maintain internal controls, monitoring and testing programs, issue management processes, and governance reporting.
• Support and manage regulatory examinations, audits, inquiries, and consumer complaints across multiple jurisdictions.
• Partner with Product, Operations, Engineering, and Legal teams to operationalize regulatory requirements into scalable business processes and technical controls.
• Develop and deliver compliance training to ensure regulatory requirements are understood and adhered to throughout the organization.
• Contribute to the ongoing maturity and effectiveness of Unchained’s Compliance Management System (CMS) and broader Governance, Risk, and Compliance (GRC) initiatives.

Regulatory Manager