Senior Loan Review Officer

UMB Bank

Senior Loan Review Officer responsible for execution of UMB's internal loan review program. Assessing credit risk and asset quality in commercial and consumer lending portfolios.

Posted 6/25/2026full-timeRemote • Kansas • 🇺🇸 United StatesSenior💰 $83,200 - $131,000 per yearWebsite

About the role

Key responsibilities & impact

Operate within the Loan Review Charter and Loan Review Manual as approved by the UMBFC Board Risk Committee
Conduct individual loan reviews within the schedule determined by the Director and approved by the Risk Committee
Review individual loans and loan portfolios to: Ensure underwriting credit analysis is sound and justifies/mitigates the identified credit risk
Assess the overall quality of the loan portfolio and the adequacy of loan administration practices by reviewing a pool of individual loans
Ensure risk rating reliability and timeliness of rating changes
Identify actual and potential loan problems at the earliest possible time and make recommendations to remediate credit weaknesses
Measure compliance with established policies/procedures and with laws and regulations
Interact with loan officers, commercial team leaders, and commercial group managers to discuss and evaluate individual credits, compliance with policy, and appropriateness of loan administration functions
Act as Reviewer in Charge by coordinating the review process of a lending unit or portfolio of loans
Consolidate the data from the individual loans review
Write the Loan Review Report
Present findings to senior and executive management
Assist with training, development, and mentoring of new associates in the department.

Requirements

What you’ll need

Bachelor’s degree in Business, Finance, Accounting, OR an equivalent combination of education and experience
8 years commercial banking experience in credit analysis, credit administration, lending or loan review
5 years of Loan Review or Bank Examiner experience (preferred)
Demonstrate ability to work with highly confidential and sensitive information
Demonstrate extensive lending knowledge and experience with complex credits
Demonstrate well developed credit analysis abilities
Demonstrate the ability to read, analyze and interpret common scientific and technical journals, financial reports and legal documents
Demonstrate strong written and verbal communications

Benefits

Comp & perks

Paid Time Off
401(k) matching program
Annual incentive pay
Paid holidays
Comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage
Health savings, flexible spending, and dependent care accounts
Adoption assistance
Employee assistance program
Fitness reimbursement
Tuition reimbursement
Associate wellbeing program
Associate emergency fund
Various associate banking benefits

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Hard Skills & Tools

credit analysisloan reviewcredit administrationlendingrisk assessmentcompliance measurementdata consolidationreport writingfinancial report analysislegal document interpretation

Soft Skills

communicationmentoringtraininginterpersonal skillsanalytical skillsproblem-solvingconfidentialityteam collaborationorganizational skillspresentation skills