Digital Asset and Banking Analyst

UMB Bank

Digital Asset & Banking Analyst driving digital banking and emerging digital asset capabilities for UMB. Hands-on role advancing initiatives in digital assets and next-generation banking experiences.

Posted 4/30/2026full-timeKansas City • Idaho, Kansas, Montana, Oklahoma, Virginia, West Virginia • 🇺🇸 United StatesMid-LevelSenior💰 $57,760 - $124,170 per yearWebsite

About the role

Key responsibilities & impact

Support development and execution of strategy across digital assets and emerging technologies.
Support the assessment/development of potential blockchain use cases by analyzing business value, operational considerations and implementation challenges.
Contribute to internal experimentation and innovation initiatives.
Monitor market, competitive, and regulatory developments to inform strategic direction.
Help define user journeys, feature requirements, and platform capabilities.
Assist in building business cases and support financial modeling for new initiatives.
Partner with technology, product and operations teams to enhance client experience.
Identify opportunities to unify experiences across segments where appropriate.
Define and retrieve required data to generate insights on business needs and opportunities.

Requirements

What you’ll need

A Bachelor's degree in Business Administration, Engineering, Information Systems, Computer Science, Mathematics, or Statistics OR equivalent combination of education and work experience.
At least 3 years of experience in banking, fintech, crypto/blockchain, consulting.
Strong understanding of digital asset fundamentals.
Experience working cross-functionally with technology and business teams.
Foundational knowledge of banking products and services.
Strong communication skills with ability to simplify complex topics and influence stakeholders.
Bonus Points if you have:
Experience with treasury management, payments (ACH, wires), custody (HSM/MPC), or commercial banking platforms.
Exposure to digital asset use cases such as stablecoins, tokenized assets, or crypto trading flows.
Experience working in agile or hybrid delivery environments.
Applicants must have legal authority to work in the United States. Work Visa sponsorship is not available for this position.

Benefits

Comp & perks

Paid Time Off
401(k) matching program
Annual incentive pay
Paid holidays
Comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage
Health savings, flexible spending, and dependent care accounts
Adoption assistance
Employee assistance program
Fitness reimbursement
Tuition reimbursement
Associate wellbeing program
Associate emergency fund
Various associate banking benefits

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

blockchainfinancial modelingdata analysisdigital asset fundamentalstreasury managementpaymentscustodyagilehybrid delivery

Soft Skills

communicationstakeholder influencecross-functional collaborationstrategic thinkinginnovation