Business Development Officer – Practice Finance
U.S. Bank
Credit Portfolio Manager
U.S. Bank
full-time
Posted on:
Location Type: Office
Location: Minneapolis, MN • Minnesota, Montana, North Dakota, Wisconsin • 🇺🇸 United States
Visit company websiteSalary
💰 $92,820 - $109,200 per year
Job Level
Mid-LevelSenior
About the role
- Manages Corporate Payment Systems (CPS) credit risk within the parameters of established Bank credit policy and historical CPS loss rates for new and existing business relationships.
- Underwrites CPS customers and qualifies them for credit lines across a wide range of industries
- Manages assigned credit portfolios, approves credit for new business relationships and expanding existing relationships
- Manages credit risk and responds to prospective or existing customer credit questions
- Exercises independent judgment on assigned portfolios
- Provides customer service by participating in joint customer calls with Sales and Relationship Manager(s) when credit issues arise.
Requirements
- Bachelor's degree (preferably in Finance or Accounting), or equivalent work experience
- Three to five years of commercial banking or relevant experience
- Advanced knowledge of applicable laws and regulations, and company and business line policies and procedures
- Advanced knowledge of credit quality standards and industry-specific credit products
- Strong relationship management and business development abilities
- Strong analytical and problem-solving skills
- Ability to work effectively with individuals and groups across the company to manage customer relationships
- Well-developed written communication and verbal presentation skills
Benefits
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
ATS Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
credit risk managementunderwritingcredit portfolio managementcredit line qualificationcredit quality standardscommercial bankingfinancial analysisregulatory compliancecredit products
Soft skills
relationship managementbusiness developmentanalytical skillsproblem-solving skillscommunication skillsverbal presentation skillscustomer serviceindependent judgmentcollaboration
Certifications
Bachelor's degree in FinanceBachelor's degree in Accounting
