U.S. Bank

SBA Credit Analyst

U.S. Bank

full-time

Posted on:

Location Type: Remote

Location: Arizona • California • United States

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Salary

💰 $86,530 - $101,800 per year

About the role

  • Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal and extension loans
  • Conducts a complete credit analysis including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers
  • Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues
  • Uses technological tools, including computer software, to assist in the credit analysis process by helping evaluate a particular credit or a portfolio
  • Makes recommendations and/or decisions after various possibilities are considered

Requirements

  • Bachelor’s degree, or equivalent work experience
  • Typically four or more years of relevant experience
  • Strong credit analysis and analytical skills
  • Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
  • Background in economics, accounting, and/or finance
  • Effective technical report writing skills
  • Effective verbal and written communication skills
  • Proficient computer navigation skills using a variety of software packages
  • Master's degree or CPA certification is preferred
Benefits
  • Healthcare (medical, dental, vision)
  • Basic term and optional term life insurance
  • Short-term and long-term disability
  • Pregnancy disability and parental leave
  • 401(k) and employer-funded retirement plan
  • Paid vacation (from two to five weeks depending on salary grade and tenure)
  • Up to 11 paid holiday opportunities
  • Adoption assistance
  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
credit analysiscredit administrationcredit policyrisk analysisanalytical skillseconomicsaccountingfinancetechnical report writing
Soft Skills
verbal communicationwritten communication
Certifications
Bachelor's degreeMaster's degreeCPA certification