Commercial Insurance Underwriter – Midshift

Twoconnect

Underwriter for an innovative insurance provider, assessing risk and managing referrals across commercial and specialty insurance products. Collaborative role supporting a profitable portfolio in a fast-paced environment.

Posted 6/25/2026full-timeRemote • 🇵🇭 PhilippinesMid-LevelSeniorWebsite

About the role

Key responsibilities & impact

Join a growing and innovative insurance provider as an Underwriter
Assessing risk, managing referrals, and supporting a profitable portfolio
Work across commercial and specialty insurance products in a collaborative, fast-paced environment
Partner with cross-functional teams and contribute to underwriting strategy
Help deliver sound, data-driven decisions while ensuring strong customer outcomes
Prioritise and process underwriting referrals in line with service level agreements
Review proposal forms, financials, risk surveys, claims histories, and supporting documentation to assess exposure
Evaluate claims activity and determine its impact on renewal terms, pricing, risk appetite, and coverage suitability
Assess risks outside standard underwriting criteria, determining appropriate terms, conditions, or pricing
Ensure all decisions align with underwriting guidelines, regulatory requirements, and internal policies
Support sales and customer service teams in clearly explaining underwriting decisions to brokers and customers
Collaborate with underwriting, claims, operations, and customer service teams to ensure consistent and effective outcomes
Provide administrative and analytical support to the broader underwriting team
Identify opportunities to refine product wording, underwriting criteria, and processes
Maintain accurate and detailed underwriting records, including case notes and decision rationale
Ensure compliance with regulatory requirements and internal standards

Requirements

What you’ll need

Bachelor’s degree in Business, Finance, Insurance, Risk Management, Commerce, or related field (preferred)
Minimum 3 years’ hands-on commercial underwriting experience, including managing referrals and risk assessments
Experience in pet insurance is beneficial but not essential
Strong understanding of underwriting principles, including risk assessment, pricing, policy terms, endorsements, and exclusions
Ability to analyse financial and risk data and identify key exposures
High attention to detail and accuracy in reviewing documentation
Effective time management with the ability to handle multiple cases and deadlines
Clear communication skills, with the ability to explain underwriting decisions professionally
Proficient in underwriting systems, Microsoft Office, and able to quickly learn new tools
Commercially aware, proactive, and a collaborative team player
Willing to work on Mid-shift

Benefits

Comp & perks

Work setup – Work from home
Monday to Friday; weekends off
HMO with 2 free dependents and medical reimbursements
Government-mandated benefits
Opportunities to work with leading companies in Australia and beyond
Training programmes for career development
Engaging company outings, team activities and wellness sessions
Supportive, inclusive culture
Dedicated managers focused on your growth and success

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

commercial underwritingrisk assessmentpricingpolicy termsendorsementsexclusionsdata analysisfinancial analysisrisk managementpet insurance

Soft Skills

attention to detailtime managementclear communicationcollaborationproactivecustomer serviceanalytical supportproblem-solvingdecision-makingorganizational skills

Certifications

Bachelor’s degree in BusinessBachelor’s degree in FinanceBachelor’s degree in InsuranceBachelor’s degree in Risk ManagementBachelor’s degree in Commerce