Two

Financial Analyst

Two

full-time

Posted on:

Location Type: Hybrid

Location: Oslo • Norway

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About the role

  • Support in building, optimising, and scaling Two’s financing infrastructure across markets
  • Assist with day-to-day capital markets operations, including monitoring facility utilisation, forecasting liquidity needs, and preparing materials for existing and prospective financing partners
  • Develop automation for financing workflows, including reporting, data extraction, reconciliation, and internal tooling to increase speed and accuracy of capital markets processes
  • Conduct financial risk analysis across portfolios, products, and markets, including credit, concentration, and liquidity risk assessments
  • Produce financial models, scenario analyses, business cases, and other strategic analysis to support decision-making across capital markets, product, and strategy
  • Support in the creation of monthly management accounts and automate the production of key financial statements and internal dashboards.
  • Assist with process improvements and internal controls related to financial reporting, treasury operations, and receivables management.
  • Contribute to the development of Two’s long-term financing structure, including forward-flow arrangements, securitisation preparation, and optimisation of capital efficiency
  • Work with cross-functional teams on regulatory analysis, new-market evaluations, and product implications for capital and liquidity
  • Prepare materials and analysis for external stakeholders including auditors, regulators, banks, and strategic partners.

Requirements

  • Educational Background: Bachelor’s degree in Finance, Financial Economics, Economic Analysis, or similar (etc.) with strong academic results.
  • Analytical Mindset: Strong problem-solving skills with the ability to digest complex data and draw actionable insights.
  • Drive & Work Ethic: You are a self-starter with a high work capacity, willing to go the extra mile to deliver quality work in a fast-paced environment.
  • Demonstrated Ambition: A track record of achievement and commitment is highly valued, for example through involvement in student organisations, competitive sports, etc.
  • Technical Aptitude: Proficiency in Excel and a general comfort with financial systems is beneficial. Specific tool experience is not required, but a strong interest in learning new software is an advantage.
  • Communication: Fluent in Norwegian and English, with the ability to communicate complex financial concepts clearly.
Benefits
  • 5000 NOK annual allowance to spend on anything that will contribute to your mental or physical health
  • 5000 NOK annual allowance for learning and training
  • 5000 NOK support for a cell phone every 24 months (from your 6th month anniversary)
  • Equity – get options at Two as part of your offer, and have a real stake in the company’s success
  • Work on a cutting-edge B2B payment system, shaping the future of business to business payments
  • Find your best way to work with our office-led, hybrid framework!

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
financial risk analysisfinancial modelingdata extractionreconciliationautomationscenario analysiscapital markets operationsfinancial reportingtreasury operationsliquidity forecasting
Soft skills
problem-solvinganalytical mindsetself-starterhigh work capacitydrivecommitmentcommunicationability to digest complex dataactionable insightsteam collaboration