Territory Business Manager – Neuromuscular
Takeda
CLU Portfolio Manager III/IV
Truist
full-time
Posted on:
Location: North Carolina • 🇺🇸 United States
Visit company websiteJob Level
Mid-LevelSenior
About the role
- Underwriting all credit requests, including new requests as well as credit decisioning within some portfolios
- Recommending credit structures with respect to quality and profitability within assigned geographies
- Ensure lending strategies, risk philosophy, and risk appetite are adhered to while maintaining client responsiveness
- Analyze financial statements and navigate a wide variety of financial structures, credit scenarios
- Ensure commercial lending activities are executed according to Truist’s policies and procedures
- Build effective relationships with Risk Management and client managers
- Support the commercial lending process through underwriting, policy knowledge, credit structuring, and risk assessment in credit request packages
- Analyze and/or recommend adjustments to financial statement spreads
- Interact with clients on pending loan requests or portfolio management actions
- Understand and articulate all Truist Wholesale Credit policies, procedures and processes
- Exercise prudent credit judgment through individual loan authority, if applicable
- Keep abreast of changing business and economic developments which impact the loan portfolio
Requirements
- Bachelor's degree, or equivalent education and related training
- 5 years or less experience in commercial lending and/or credit experience (Level III) OR Five to ten years of experience in commercial lending and/or credit experience (Level IV)
- Comprehensive commercial lending, underwriting, and regulatory knowledge
- Demonstrated effective problem solving skills
- Understanding of financial and cost accounting principles
- Strong interpersonal, written, and communication skills
- Demonstrated proficiency in basic computer applications, such as Microsoft Office software products
- Preferred: Master's degree in Finance, Accounting, Economics, Business or equivalent financial industry training
- Preferred: RMA - Credit Risk Certification
- Preferred: Demonstrated proficiency in commercial lending systems
