Payment Operations Specialist

Triumph Financial, Inc.

Payment Operations Specialist handling daily payment operations across multiple channels for TBK Bank. Supporting back-office payment operations and ensuring compliance with regulatory requirements.

Posted 7/17/2026full-timeDallas • Iowa, Texas • 🇺🇸 United StatesMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in payment operations, including ACH, wires, and card transactions, while ensuring compliance with regulatory requirements such as NACHA and AML/KYC. Proficient in general ledger processes, reconciliations, and financial reporting, with a strong focus on internal controls and process documentation.

Highest-signal resume keywords

Payment Operations ManagementGeneral Ledger ReconciliationRegulatory Compliance (NACHA, AML/KYC)Microsoft Excel ProficiencyFinancial Reporting

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Payment ProcessingGeneral Ledger BalancingReconciliationException ResolutionAudit DocumentationFraud MonitoringWorkflow StreamliningChargeback ProcessingDeposit OperationsSettlement Monitoring

Soft Skills

CollaborationProblem-SolvingCommunicationAttention to DetailTimely Issue Resolution

Industry Keywords

BankingFinancial ServicesDeposit ServicesACHWire TransfersPCI ComplianceReg EInternal ControlsSOP MaintenanceAudit Support

About the role

Key responsibilities & impact

Execute and monitor daily payment operations across multiple channels (ACH, wires, cards, RTP, checks, etc.)
Validate and process payment instructions in accordance with internal policies and regulatory requirements
Investigate and resolve payment exceptions, rejects, and returns
Support the back-office payment operations on settlement and posting
Perform daily general ledger (GL) balancing and ensure alignment between sub-ledgers, systems, and bank accounts
Investigate and resolve out-of-balance conditions and discrepancies
Support deposit operations activities including postings, adjustments, and maintenance
Process returns, adjustments, chargebacks, and corrections
Ensure end-of-day and intraday balancing across systems
Monitor settlement and clearing accounts
Support month-end close processes and GL certification
Perform daily reconciliations of payments and deposit systems
Identify discrepancies and resolve exceptions
Prepare operational and financial reports
Maintain audit-ready documentation
Ensure adherence to NACHA, Reg E, PCI, AML/KYC requirements
Monitor transactions for fraud and escalate concerns
Support audits and maintain strong internal controls
Serve as a point of contact for payment and deposit inquiries
Collaborate with internal teams including Finance, Treasury, and Risk
Provide timely updates on issue resolution
Identify opportunities to streamline workflows
Support automation initiatives
Maintain SOPs and process documentation
Perform other duties as assigned.

Requirements

What you’ll need

High school diploma and at least 3 years of experience in banking/financial and deposit services.
Bachelor’s degree in finance, Accounting, Business, or related field preferred
3–5 years of experience in payment or deposit operations
Strong understanding of GL processes and reconciliations
Proficiency in Microsoft Excel.

Benefits

Comp & perks

Medical
Dental
Vision
Paid Time Off
401k and much more.