General Counsel

• Under moderate supervision, fulfill Specialty Insurance Claims mission by providing coverage opinions, and conducting thorough investigation, analysis, evaluation and disposition of claims to achieve superior customer service and claim results at the most reasonable cost.
• Effectively manage all assigned Specialty claims, typically of moderate severity or complexity.
• Interact with, collaborate with, and provide legal advice and transactional support to claim and underwriting colleagues.
• CLAIM HANDLING: Within authority limit, analyze, investigate, negotiate and resolve moderate severity Specialty claims with moderate supervision by claims management.
• Identify all recovery opportunities and coordinate recovery efforts with the Recovery Management Unit and claims management.
• Prepare reports (i.e., Large Loss Memos, quarterly claim, EC, trial, class action) to management which accurately reflect loss development, potential/actual financial exposure, coverage issues, claim and recovery strategies.
• Within authority limit, retain, monitor, manage and approve payments to outside counsel on routine litigation matters, actively utilizing litigation management plans and budgets. Guidance is needed for non-routine litigation.
• Make appropriate decisions within own claim authority and make appropriate recommendations to management when necessary.
• Follow operational policies and procedures, including compliance, regulatory and Specialty performance and customer service standards.
• Maintain accurate documentation/information in claim file and Specialty claim management system and adhere to Claim documentation standards (i.e. coverage analysis, reserve and settlement rationale, current diary).
• Solicit input and guidance from management when resolving claims which are beyond authority level.
• Communicate reserve adjustments to underwriting.
• Assist/mentor less experienced colleagues in claim resolutions.
• Represent Specialty Claim in claim strategic initiatives (or lead team); lead Specialty Claim strategic initiatives.
• LEGAL SUPPORT: Conduct coverage analysis and provide coverage opinions.
• Answer legal questions posed by underwriters that impact underwriting decisions, combining legal research with knowledge gained based on experience handling claims.
• Advise underwriters regarding the legal effect of bond and policy language and the extent of coverage.
• Answer legal questions posed by non-lawyer claim professionals to assist them in determining the legal standards applicable to claim handling and claim decisions.
• Maintain an active license and remain current with all required continuing education.
• Policy interpretation/coverage analysis including drafting coverage opinions with case law included.
• Provide input in review/revise new product initiatives, policies and policy endorsements and provide legal opinions relative to same.
• Review and draft moderate to complex coverage and reservation of rights letters and advise broker, clients as appropriate.
• Reviewing and drafting releases and settlement agreements, including confidentiality and no disclosure provisions, for sufficiency, and drafting same for direct handled matters.
• Advise non-lawyer claim professionals on the same.
• Negotiate settlements/resolutions directly or via counsel using legal arguments relevant to liability, damages, and coverage.
• Perform other duties as assigned.

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