Technical Product Manager, Global Payments, Stablecoins
Toptal
full-time
Posted on:
Location Type: Remote
Location: Remote • 🇪🇸 Spain
Visit company websiteJob Level
Mid-LevelSenior
Tech Stack
MicroservicesRuby on Rails
About the role
- Partner daily with engineering, design, and compliance in a lean, high-trust team.
- Drive product decisions end-to-end, moving from discovery to delivery in weeks, not quarters.
- Translate vision into requirements that engineers respect and users love.
- Manage external fintech partners (wallets, card issuers, processors), ensuring clean integrations and reliable flows.
- Shape product strategy while rolling up your sleeves on edge cases, data analysis, and QA.
- Own and prioritise the roadmap for Toptal’s fintech platform - payments, wallet, and card products.
- Write clear, technically detailed product specs that stand up in architecture reviews.
- Orchestrate integrations with stablecoin and fiat rails, embedding compliance by design (KYC, AML, fraud prevention).
- Measure success through adoption, transaction reliability, latency, and user satisfaction.
- Leverage AI-native product tools (Cursor, ChatGPT, Claude) to accelerate research, specs, and testing.
- Iterate fast: ship in 2-week sprints, gather real data, and adapt quickly.
Requirements
- 5+ years as a Product Manager in fintech (payments, cards, wallets, banking, or capital markets).
- Technical fluency - you can map flows, reason about APIs/microservices, and challenge tradeoffs with engineers.
- Proven experience delivering transaction-heavy fintech products at scale.
- Strong track record orchestrating integrations with external fintech partners.
- Comfort working in regulated environments, balancing compliance with usability.
- Data-driven mindset - you optimise for outcomes, not outputs.
Benefits
- Founding PM role - define the roadmap, culture, and rituals future PMs will inherit.
- Career-defining opportunity - shape a payments platform at the exact moment stablecoins are becoming core financial infrastructure.
- Move fast, no bureaucracy - high-trust environment, maximum autonomy.
- Transparent, supportive culture - feedback flows freely, the best ideas win, and you’ll have the freedom to experiment, learn, and grow.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
product managementdata analysisQAAPImicroservicestransaction reliabilitylatency optimizationcomplianceKYCAML
Soft skills
collaborationcommunicationstrategic thinkingadaptabilitydata-driven mindset