Software Engineer

Toptal

full-time

Posted on: 10/4/2025

Location Type: Remote

Location: Remote • 🇩🇪 Germany

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Mid-LevelSenior

AWSCloudGoGoogle Cloud PlatformGraphQLJavaJavaScriptKubernetesNode.jsPostgresReactRedisTypeScript

About the role

Collaborate daily with product, design, and compliance in a lean, cross-functional team.
Build and extend APIs, services, and integrations that power payments, wallets, and lending workflows.
Contribute to technical excellence: reviews, RFCs, and feedback that raise the bar.
Ship features that directly impact how global talent moves and manages their money.
Implement backend services (Node.js/TypeScript) with observability (metrics, logging, tracing) from day one.
Support fintech workflows: payments, wallet operations, and lending features such as origination and repayments.
Ensure compliance flows (KYC/AML, fraud checks) are embedded without adding friction.
Work across backend and frontend (React/TypeScript) to deliver clean, user-facing experiences.
Partner with senior engineers to design, test, and launch features quickly and reliably.

3–5 years experience building production systems, ideally in fintech, lending, or payments.
Solid backend skills in Node.js (or Java/Go), REST/GraphQL APIs.
Experience with PostgreSQL and Redis.
Familiarity with React/TypeScript on the frontend.
Cloud & infra knowledge: AWS/GCP, CI/CD, Kubernetes basics.
Exposure to financial systems (payments, KYC, wallets, compliance flows).

Benefits

High-impact role - contribute to systems that power real payments and lending flows from day one.
Broad exposure - work on core backend, user-facing features, and integrations.
Growth opportunity - mentorship from senior engineers and a clear path to grow your impact.
Transparent, supportive culture - feedback flows freely, the best ideas win, and you’ll have the freedom to experiment, learn, and grow.

Tip: use these terms in your resume and cover letter to boost ATS matches.

Node.jsTypeScriptJavaGoREST APIsGraphQL APIsPostgreSQLRedisAWSGCP

collaborationtechnical excellencefeedbackdesigntestinglaunching featurescross-functional teamwork