Toptal

Engineering Team Lead – Fintech, Payments

Toptal

full-time

Posted on:

Location Type: Remote

Location: Remote • 🇷🇴 Romania

Visit company website
✨ AI Apply
Apply

Job Level

Senior

Tech Stack

AWSCloudDistributed SystemsGoogle Cloud PlatformJavaScriptKubernetesNode.jsPostgresRedisRuby on RailsTypeScript

About the role

  • Write production code while setting technical direction across backend and frontend systems.
  • Lead engineers working on APIs, core services, and client-facing applications (including mobile).
  • Own end-to-end delivery of critical product capabilities, from data models to user experience.
  • Partner closely with product, design, and compliance to deliver secure, scalable systems.
  • Grow your leadership scope as the team and platform scale.
  • Design, build, and operate distributed systems that move billions in payments globally with near-zero downtime.
  • Write and review high-quality production code across backend and full-stack components.
  • Provide technical leadership and people management across backend and frontend engineers.
  • Set architectural direction and engineering standards that scale across services and client applications.
  • Lead execution: planning, prioritisation, reviews, and delivery across teams.
  • Embed compliance by design across backend and frontend flows (KYC/AML, fraud detection, auditability).
  • Lead integrations with stablecoin and fiat rails (wallets, custodians, on/off-ramps).
  • Ensure systems meet strict SLAs (99.99% uptime) and latency targets (<100ms).

Requirements

  • 6+ years building distributed, transaction-heavy systems in production.
  • Strong backend engineering depth (Typescript/Node.js), comfortable coding daily.
  • Experience leading teams across both backend and frontend disciplines.
  • Solid understanding of client application constraints (performance, UX, release cycles), including mobile.
  • Strong experience with PostgreSQL and Redis at scale.
  • Cloud & infrastructure fluency: AWS/GCP, Kubernetes, CI/CD, IaC.
  • Experience operating in regulated fintech or payments environments.
  • Capability and ambition to grow into broader technical leadership as the organization scales.
Benefits
  • Competitive salary
  • Remote work options
  • Professional development budget
  • Collaborative work environment

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
TypescriptNode.jsPostgreSQLRedisdistributed systemsAPIsclient-facing applicationstechnical leadershippeople managementcompliance by design
Soft skills
leadershipplanningprioritisationcommunicationcollaboration