Commercial Underwriter – South Wales, South West England

Tokio Marine HCC

Commercial Underwriter managing trade credit insurance policies across the UK region for Tokio Marine HCC. Assessing risk and building relationships with brokers and clients to grow the Credit portfolio.

Posted 7/25/2026full-timeRemote • 🇬🇧 United KingdomMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in managing trade credit insurance portfolios, including pricing, risk assessment, and policy structuring. Strong relationship management and communication skills are essential for engaging with brokers and clients effectively.

Highest-signal resume keywords

Trade Credit Insurance ManagementPortfolio ManagementRisk AssessmentStrong Communication SkillsMicrosoft Office Proficiency

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Underwriting ToolsClaims Ratio AnalysisExcess CalculationsPricing ModelsData InterpretationPolicy StructuresNumeracy SkillsCommercial Underwriting ExperienceNegotiation SkillsRecord Maintenance

Soft Skills

Relationship ManagementSelf-MotivationOrganizational SkillsConfident EngagementAbility to Manage Competing Priorities

Tools & Technologies

Microsoft WordMicrosoft ExcelMicrosoft OutlookMicrosoft Teams

Certifications & Qualifications

Level 3 QualificationsCII Certificate

Industry Keywords

Trade Credit InsuranceCommercial UnderwritingBroker RelationshipsPolicy OperationsClient Retention

About the role

Key responsibilities & impact

Manage a portfolio of trade credit insurance policies across agreed sectors and territories
Assess, price and structure new business opportunities using appropriate underwriting tools, including claims ratio analysis, excess calculations and pricing models
Prepare renewal terms, present recommendations for approval where required, and negotiate terms with brokers and clients to support retention and premium targets
Build and maintain strong broker and client relationships through regular meetings, including inception, renewal and mid-term reviews
Proactively work with brokers to identify and develop new business opportunities, including existing insured and uninsured prospects
Resolve day-to-day policy and credit limit queries, ensuring policy operations run smoothly for clients and brokers
Work within allocated authority levels, referring matters for approval where required in line with company authorisations
Liaise with Risk Underwriting, Sales, Customer Relations, Claims, and technical and administrative support teams to ensure effective policy servicing
Maintain accurate records of meetings, correspondence, decisions and action points, ensuring agreed actions are followed up promptly
Support senior underwriters and managers with portfolio activity, departmental projects, IT developments, testing, training and occasional marketing activity

Requirements

What you’ll need

Level 3 qualifications (A Levels, CII Certificate etc) or equivalent professional experience.
Minimum of 3 years’ experience in commercial underwriting, trade credit insurance or broking, including managing a portfolio and working with brokers or clients
Strong understanding of trade credit insurance, including pricing, policy structures, risk assessment and portfolio management.
Commercially aware, with the ability to balance client needs, broker relationships, risk appetite and profitability
Confident using Microsoft Office applications, including Word, Excel, Outlook and Teams, with the ability to accurately maintain data and records.
Strong communication and relationship-management skills, with the ability to engage confidently with brokers, clients and internal stakeholders
Highly organised, self-motivated and able to manage competing priorities while working independently
Strong written communication skills and a good level of numeracy, with the ability to interpret data and make sound underwriting decisions
A full UK driving licence with maximum 3 points, and ability to travel regularly across the region as required.

Benefits

Comp & perks

Competitive salary and employee benefit package.