Capital Markets Principal

Toast

Capital Markets Principal managing lending activities and analytics for Toast’s Capital Loan Program. Collaborating across functions to drive operational efficiencies and financial reporting.

Posted 7/8/2026full-timeRemote • California, Florida, Massachusetts, New York, Texas, Washington • 🇺🇸 United StatesLead💰 $106,000 - $170,000 per yearWebsite

Tech Stack

Tools & technologies

SQL

About the role

Key responsibilities & impact

Perform analysis and build financial models to help inform data-driven capital markets decisions, gathering inputs from various stakeholders
Create and manage ongoing ABS-style reporting and audit cadences to uphold various types of financing relationships
Establish and maintain relationships with external capital teams to ensure compliance with contractual obligations
Help negotiate and execute on new capital commitments in the form of private credit arrangements
Collaborate with the Risk, R&D, Strategic Finance, Accounting, Product, Legal, Compliance, and Operations teams to evaluate and address capital markets impacts of new initiatives
Drive operational efficiencies across all capital markets functions
Build presentations to explain complex concepts, and deliver key information to a variety of audiences

Requirements

What you’ll need

7+ years of professional experience, including 3+ years specifically within capital markets, corporate treasury, or investment banking
Bachelor's Degree Finance, Economics, or a related quantitative field.
SQL, Advanced Excel, and financial modeling skills, with the ability to build robust financial models analyze opportunities and build business cases for pursuit
Experience building and producing reporting for warehouse facilities, securitizations, or forward-flow programs
Strong communication skills and stakeholder management skills, with the ability to interface with both internal and external stakeholders.

Benefits

Comp & perks

Health insurance
401(k) matching
Flexible work hours
Paid time off
Professional development opportunities
Stock options
Wellness programs

ATS Keywords

✓ Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

Financial ModelingData AnalysisReportingSecuritizationWarehouse FacilitiesPrivate Credit ArrangementsBusiness Case DevelopmentQuantitative AnalysisCapital Markets AnalysisContract Compliance

Soft Skills

Strong Communication SkillsInterpersonal Skills