Validation Analyst
Thermo Fisher Scientific
SDLC
Senior Credit Analyst
Tilt (formerly Empower)
full-time
Posted on:
Location Type: Remote
Location: Remote • 🇲🇽 Mexico
Visit company websiteJob Level
Senior
Tech Stack
SQL
About the role
- Lead the development and optimization of end-to-end credit policies for new lending products in Mexico.
- Build, maintain, and calibrate underwriting and account-management strategies of a nascent and rapidly growing loan portfolio.
- Design, execute, and measure experiments across the borrower lifecycle.
- Manage and iterate on the loan valuations model. Incorporate the model into the credit strategy and key decisions.
- Establish automated monitoring and alerting for core KPIs.
- Partner with Product/Engineering to define and deliver analytics and reporting requirements.
- Define and refine fraud and dispute controls.
- Support the Head of Credit in the multi-phase roadmap, aligning experiments, models, and controls to business objectives and Credit OKRs.
- Share knowledge and best practices, and raise analytical and execution standards across the team.
Requirements
- B.S. or advanced degree in engineering, business, finance, economics, computer science, mathematics, or a related field.
- 2+ years of industry experience optimizing product features and credit policy in Mexico through data-driven and quantitative analyses with personal loan, credit card, or line of credit products.
- Advanced SQL and Excel skills with exceptional accuracy and attention to detail; comfort building complex queries and models from raw data.
- Proven ability to lead analytics-driven initiatives and collaborate with Product, Engineering, Operations, and Finance; strong judgment and bias for action in ambiguous, fast-changing environments.
- Strong verbal and written communication skills; can translate complex metrics, systems, and trade-offs into clear recommendations for technical and non-technical partners.
- Experience designing and analyzing A/B tests and operational pilots; understanding of experimental design, guardrails, and causal inference basics.
- Experience working in or familiarity with the Mexican consumer finance space
Benefits
- Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement.
- Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity.
- Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards.
- Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly.
- Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.)
- Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
SQLExceldata-driven analysiscredit policy optimizationA/B testingexperimental designloan valuations modelautomated monitoringaccount-management strategiesquantitative analysis
Soft skills
leadershipcollaborationcommunicationjudgmentbias for actionattention to detailanalytical thinkingproblem-solvingknowledge sharingexecution standards
Certifications
B.S. degreeadvanced degree
