Tier One Funding

Underwriter

• Lead, coach, and develop a high-performing underwriting team; set clear expectations and performance standards
• Own underwriting quality and credit consistency across RTL originations (fix & flip, bridge, investor loans)
• Oversee loan-level analysis including borrower experience, liquidity, background and credit profile
• Ensure adherence to credit guidelines while exercising sound judgment on exceptions and complex scenarios
• Partner with Sales, Valuations, Closing, and Capital Markets to optimize speed, conversion, and borrower experience
• Monitor portfolio performance, identify risk trends, and recommend guideline or credit policy adjustments
• Drive operational excellence through process improvements, workflow design, and LOS/system enhancements (Decipher)
• Translate investor and warehouse partner feedback into underwriting and process improvements
• Hire, train, and scale the underwriting team as the platform grows nationally
• Maintain the Company’s underwriting guidelines, policies, procedures and workplays as well as federal and state regulatory requirements to ensure compliance at all times

Underwriting Manager, Residential Transition Lending