Credit Risk Manager – Senior Analyst

Thrive Financial, Inc

Credit Risk Manager shaping data-driven business outcomes at Thrive Financial. Leveraging analytics to optimize credit policy and enhance underwriting processes in a remote environment.

Posted 7/27/2026full-timeRemote • 🇺🇸 United StatesSeniorWebsite

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Build out analytics and procedures to monitor credit performance and uncover opportunities to protect Thrive’s bottom line
Produce reporting and dashboards that effectively communicate credit risk trends to a variety of stakeholders
Monitor and enhance credit underwriting models
Update loss forecasting estimates and analyze portfolio profitability
Identify improvements for more efficient customer underwriting to reduce friction while maintaining decision integrity
Leverage automation and AI to drive more insights with less overhead

Requirements

What you’ll need

Have three or more years working in a lending analytics roles with at least two years spent working in a risk environment where the consumer credit risk isn’t the whole story
Have earned increased responsibility or promotions through performance, not tenure
Have worked in an early-stage company (or equivalent environment) where structure was minimal and initiative mattered, or can clearly demonstrate that you’ve succeeded without heavy process or support
Are comfortable wearing multiple hats today, with an eye toward building and leading a team in the future
You are a SQL and/or Python wizard
Are passionate about leveraging AI and automation to build lean and scalable risk analytics programs

Benefits

Comp & perks

High-impact opportunity to shape risk strategy at an early stage - you are here to take us from 10 to 100
Path to expanded scope and people leadership as the company scales
Mission-driven fintech focused on enabling responsible, accessible financing
Fully remote, highly collaborative environment with room to grow