The Very Group

Senior Credit Risk Analyst – In-life Lending

The Very Group

full-time

Posted on:

Location Type: Hybrid

Location: Liverpool • 🇬🇧 United Kingdom

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Job Level

Senior

Tech Stack

SQL

About the role

  • Optimise lending strategies and in-life credit decisions using data-driven insights.
  • Analyse customer behaviour and deliver actionable recommendations to senior stakeholders.
  • Implement systemic changes to improve decision-making and customer experience.
  • Collaborate with internal teams and trusted third-party partners to explore new opportunities.

Requirements

  • You’re degree educated (and/or) have practical experience in a similar type of role.
  • Highly proficient with SQL, SAS and advanced Microsoft Excel skills too (exposure to Power BI would be advantageous but not essential).
  • Experience of Credit Risk, particularly experience within credit lending, would be advantageous.
  • You’re a team player who can quickly establish relationships with our existing team and key stakeholders
  • We’re also interested in your softer skills - your ability to coach and develop other analysts, along with the ability to solve complex problems and relay solutions in a simple, clear and concise way.
  • Customer outcome focussed and commercially aware with the ability to communicate across all levels of the business managing key stakeholders in an appropriate manner, influencing them and providing challenge where necessary.
Benefits
  • Flexible, hybrid working model
  • Inclusive culture and environment, check out our Glassdoor reviews
  • £1000 flexible benefits allowance to suit your needs
  • 30 days holiday + bank holidays
  • LinkedIn learning access
  • Bonus potential (performance and business-related)
  • Up to 25% discount on Very.co.uk
  • Matched pension up to 6%
  • More benefits can be found on our career site

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
SQLSASMicrosoft ExcelPower BICredit Risklending strategiesdata analysiscustomer behaviour analysisdecision-makingsystemic changes
Soft skills
team playerrelationship buildingcoachingproblem solvingcommunicationinfluencingstakeholder managementcustomer outcome focuscommercial awarenessclarity in communication
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