Commercial Lending Underwriting Manager
The Symicor Group
full-time
Posted on:
Location Type: Office
Location: Dallas • Texas • 🇺🇸 United States
Visit company websiteSalary
💰 $175,000 per year
Job Level
SeniorLead
About the role
- Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling disciplinary actions as required
- Manages a commercial underwriting team that adjudicates credits with a variety of complexities
- Leads a team of Commercial Credit Underwriters
- Guides the team to properly structure new and existing credit exposure within the bank's risk appetite
- Ensures adherence to Risk Policies, implements operational risk processes, policies, and practices and drives satisfactory regulatory audits, loan review, internal audits, and compliance audits
- Possesses loan decision authority up to position authority limits as defined in credit policy and expected to attain and exercise exception and high-risk loan authority
- Takes part in decision appeal discussions with sales management and/or credit risk management
- Acts as a leader and participates in the on-going development of the Underwriting team
- Considers and discusses alternative structures such as SBA and other agencies with market and sales personnel
- Contributes to discussions of policy and standards adjustments with senior management
- Drives team to meet turnaround requirements in a loan production environment while maintaining strong quality
- Maintains satisfactory level of portfolio delinquencies and charge-offs
- Ensures departmental compliance with Bank Credit Policy, Federal Banking Regulation and Government Reporting requirements
- Contributes to organizational strategic initiatives such as process improvement, system enhancements, and workflow
- Builds and maintains productive relationships with business partners within the Commercial Bank
- Coaches Credit Managers and Underwriters in developing value-added credit solutions consistent with the Bank’s Risk Appetite Principles
- Drives employee satisfaction and morale
Requirements
- Undergraduate degree preferred
- 10+ years of relevant commercial lending relationship management, underwriting, and/or adjudication experience
- Prior lending authority >= $1 million preferred
- Small Business Administration/Agency, Healthcare Practice Solutions, or other specialty lending experience preferred
- Prior people management experience preferred
- Proven leadership abilities
- Ability to lead in a highly professional, systems-based environment
- Proven analytical and research skills
Benefits
- Generous salary of up to $175K
- Full benefits package
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
commercial lendingunderwritingadjudicationcredit risk managementloan decision authorityportfolio managementregulatory complianceprocess improvementanalytical skillsresearch skills
Soft skills
people managementleadershipteamworkcoachingrelationship buildingemployee satisfactioncommunicationorganizational skillsproblem-solvingdecision-making