Senior Relationship Manager
The Symicor Group
full-time
Posted on:
Location Type: Office
Location: Dallas • Texas • 🇺🇸 United States
Visit company websiteSalary
💰 $140,000 per year
Job Level
Senior
About the role
- Seeking, negotiating, underwriting, and coordinating the closing of major and complex commercial, commercial real estate, SBA, equipment, and some consumer loans in compliance with the Bank’s lending policies and procedures.
- Maintaining/acquiring relationships with existing and potential customers; visiting sites of loans; negotiating loan terms and conditions; approving loans within established lending limits or referring and recommending acceptance to the Chief Credit Officer or Loan Committee.
- Directly responsible for meeting annual deposit and loan growth goals assigned by Senior Management.
- Participating with Senior Management in developing, analyzing, and finalizing complex loan agreements with representatives of large businesses.
- Interviewing prospective applicants and requesting all documentation/information related to loan or credit application.
- Performing pre-qualification assessments and analysis of financial condition and risk of financing requests within the framework of bank credit culture and current economic and industry trends from applicants.
- Gathering and analyzing all information necessary to present a financing request to Senior Management or Loan Committee for approval.
- Coordinating processing of approved loans; ensuring loans are processed according to the agreement, and customer needs and conforms to bank lending policies.
- Ensuring that credit inquires and UCC filings are researched to determine credit worthiness and appropriate collateral positioning.
- Updating and corresponding with legal counsel and collectors on workouts, bankruptcies, and charge-offs to ensure all possible precautionary actions or measures are taken.
- Providing leadership and training to loan officers and other staff members.
- Various duties as assigned.
Requirements
- Five or more years of commercial banking experience.
- Successful NMLS Registration required.
- Mastered knowledge of commercial, construction, real estate, and consumer loan processing.
- Mastered experience in all lending activities and terminology.
- Advanced knowledge of related state and federal lending and compliance regulations, and other Bank lending policies.
- Advanced experience with financial statements and tax return analysis
- Proven ability to develop marketing and business development skills with customers.
- Exceptional verbal, written, and interpersonal communication skills.
- Proficient with Microsoft Office and specialty software programs.
Benefits
- Up to $140K base salary plus bonus
- Excellent benefits package
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
commercial bankingloan processingfinancial statement analysistax return analysislending activitiesnegotiationunderwritingcredit assessmentrisk analysisloan agreement finalization
Soft skills
leadershipcommunicationinterpersonal skillsbusiness developmentcustomer relationship managementnegotiation skillsanalytical skillsproblem-solvingteam collaborationtraining
Certifications
NMLS Registration