Provide analytical support to Commercial Lending Officers to meet client service standards
Ensure loan documentation and credit presentations follow applicable standards, policies, procedures, and regulatory requirements
Prepare and interpret spreads of financial statements for small/mid-market commercial customers
Support lending activities by providing timely credit analysis of prospective and current borrowers, including interpretation of financial statements, collateral, and cash flows
Interact with commercial bankers, loan officers, credit manager, lending support staff, customers, accountants, and appraisers
Spread and analyze financial statements utilizing spreading software
Analyze financial data to determine the merits of loan requests
Perform other duties and special projects as assigned
Requirements
Bachelor’s degree in accounting, finance, or business administration preferred
Appropriate combination of education and experience considered in lieu of a degree
Two or more years of credit analysis experience preferred
Familiarity with financial statement spreading software (Moody’s, Baker Hill, etc.) is beneficial
Attention to detail and accuracy in work performed
Ability to multi-task while maintaining focus
Strong analytical, math, and problem-solving skills
Excellent PC skills; ability to mentor/coach other team members
Knowledge of nCino and SalesForce is helpful but not required
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.