Head of Insurance Programs

The Platform

Head of Insurance Programs leading Roamly's specialty mobility insurance portfolio. Owning underwriting, pricing, performance, and carrier relationships across emerging mobility programs.

Posted 8/22/2026full-timeAustin • California, Texas • 🇺🇸 United StatesLead💰 $220,000 - $235,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in managing insurance programs end to end, with a strong focus on underwriting guidelines, risk selection, and performance metrics. Proficient in applying AI and automation to enhance underwriting workflows and ensure compliance across multiple jurisdictions.

Highest-signal resume keywords

P&C Auto InsuranceUnderwriting Guidelines ManagementKPI Framework EstablishmentLoss Ratio AnalysisPortfolio Underwriting

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Insurance Program ManagementRate Strategy DevelopmentRisk SegmentationLoss Cost ModelingAdverse Trend DiagnosisPortfolio PricingUnderwriting Documentation MaintenanceAuthority Decision MakingPerformance Review ExecutionClaims Analysis

Soft Skills

Presentation SkillsCollaborationBusiness Case DevelopmentRelationship ManagementProblem Solving

Tools & Technologies

AI in UnderwritingAutomation Tools

Industry Keywords

Carshare InsuranceRideshare InsuranceRegulatory ComplianceCarrier RelationshipsReinsurer Management

About the role

Key responsibilities & impact

Own Roamly's portfolio of insurance programs end to end, including current and future programs
Own program performance across loss ratio, combined ratio, premium growth, retention, and mix
Establish KPI frameworks and reporting cadences for each program
Run monthly and quarterly performance reviews
Diagnose adverse trends and drive corrective action through rate, appetite, guideline, or program restructuring changes
Represent the program portfolio to executive leadership, carrier partners, and reinsurers
Ensure programs operate within regulatory, contractual, and carrier requirements across jurisdictions
Own underwriting guidelines, risk selection criteria, appetite, and authority levels across programs
Oversee daily underwriting referrals and exception decisions within service-level agreements and delegated authority
Lead portfolio underwriting, monitoring in-force distribution, exposure concentration, and segment-level results
Keep guidelines, referral thresholds, and underwriting documentation current, audit-ready, and used
Oversee portfolio and account-level pricing, loss cost modeling, and risk segmentation
Own rate adequacy, lead indication processes, translate analysis into pricing and appetite decisions, and drive filing strategy and implementation timelines
Partner on reserving and claims analysis
Collaborate with Sales, Claims, Actuarial, Legal and Compliance, Product, and Engineering
Apply AI and automation to underwriting workflows such as referral triage, risk selection, and portfolio monitoring

Requirements

What you’ll need

Real fluency in P&C auto, carshare and rideshare, RV, and adjacent mobility insurance lines across multiple jurisdictions
Experience owning insurance programs end to end, including products and programs in market and new programs
Ability to set appetite, guidelines, and rate strategy
Ability to present at renewal to carrier partners
Ability to build business cases for new insurance programs
Experience with underwriting referrals, exceptions, and authority decisions
Experience with underwriting and actuarial discipline
Experience managing carrier and reinsurer relationships
Ability to work across regulatory, contractual, and carrier requirements in multiple jurisdictions
Experience with loss ratio, combined ratio, premium growth, retention, and portfolio mix
Ability to establish KPI frameworks and reporting cadences
Experience diagnosing adverse trends and driving corrective action
Experience owning underwriting guidelines, risk selection criteria, appetite, and authority levels
Experience overseeing underwriting referrals and exception decisions within service level agreements and delegated authority
Experience with portfolio underwriting, in-force distribution, exposure concentration, and segment-level results
Ability to maintain audit-ready underwriting documentation
Experience with portfolio and account-level pricing, loss cost modeling, and risk segmentation
Experience leading rate indication processes, pricing and appetite decisions, filing strategy, and implementation timelines
Experience partnering on reserving and claims analysis
Ability to partner with Sales, Claims, Actuarial, Legal and Compliance, Product, and Engineering
Ability to apply AI and automation to underwriting workflows, including referral triage, risk selection, and portfolio monitoring

Benefits

Comp & perks

Opportunity to join a company in its early stages and help build its foundation for success
Opportunity to earn equity compensation
100% company-paid medical premiums for employees
401(k) match
Flexible PTO
Catered lunches
Happy hours
Team-building events
Marketplace discounts
Culture that values work-life balance between work and adventure