Risk Manager – P&C Insurance

The Muse

Risk Manager performing independent risk assessments and providing loss prevention strategies for high-value homes. Engaging with members and internal stakeholders to enhance risk management practices.

Posted 6/3/2026full-timeRemote • California • 🇺🇸 United StatesMid-LevelSenior💰 $80,000 - $100,000 per yearWebsite

About the role

Key responsibilities & impact

Perform PURE 360 Risk assessments by evaluating complex and varied property conditions across regions, construction types, and environmental factors, assessing risk exposure.
Analyze and interpret findings to assess loss probability and severity, using professional judgment to determine appropriate recommendations.
Recommend loss prevention strategies by identifying practical solutions and prioritizing actions based on risk impact.
Partner with Underwriting and internal stakeholders to provide insight that supports risk selection and business decisions.
Communicate assessment results and recommendations clearly, including the rationale behind decisions and potential risk implications.

Requirements

What you’ll need

Bachelor’s degree preferred but not required – relevant field experience is highly valued
3+ years of experience as a Risk Manager at an insurance carrier, or in a related insurance role with exposure to property risk assessment and broader risk management practices OR 5+ years of experience in high-value home construction, skilled trades (e.g., plumbing, electrical, HVAC), home inspection, appraisal, or a related field
Strong interpersonal and oral and written communication skills are a must
Demonstrated ability to apply independent judgment and discretion in complex situations
Ability to work independently with minimal supervision
Detail-oriented with strong problem-solving skills
Professional, trustworthy and passionate about helping others.

Benefits

Comp & perks

Opportunities to stretch and grow: your professional and personal development matters to us.
Clarity and kindness: you can rely on us to be open, honest and supportive.
Support in good times and bad: we believe in showing up for each other consistently.
A community that cares: we are committed to sustaining a community in which each person feels cared for as an individual.

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

risk assessmentloss probability analysisloss prevention strategiesproperty risk assessmentrisk management practicesenvironmental factors evaluationconstruction types evaluationprofessional judgmentrecommendation developmentproblem-solving

Soft Skills

interpersonal skillsoral communicationwritten communicationindependent judgmentdiscretiondetail-orientedability to work independentlytrustworthinesspassion for helping others