Risk Manager – P&C Insurance

The Muse

Risk Manager evaluating complex property exposures and supporting underwriting for an insurance company. Building credibility and delivering excellent service to members through risk assessments and recommendations.

Posted 6/3/2026full-timeRemote • Oklahoma • 🇺🇸 United StatesMid-LevelSenior💰 $80,000 - $100,000 per yearWebsite

About the role

Key responsibilities & impact

Perform PURE 360 Risk assessments by evaluating complex and varied property conditions across regions, construction types, and environmental factors, assessing risk exposure.
Analyze and interpret findings to assess loss probability and severity, using professional judgment to determine appropriate recommendations.
Recommend loss prevention strategies by identifying practical solutions and prioritizing actions based on risk impact.
Assess property conditions, evaluate replacement cost considerations, identify material risk factors, and determine the significance of exposures that may affect underwriting decisions, loss potential, and business operations.
Partner with Underwriting and internal stakeholders to provide insight that supports risk selection and business decisions.
Communicate assessment results and recommendations clearly, including the rationale behind decisions and potential risk implications.
Serve as a trusted representative of the PURE brand in members’ homes, building credibility through thoughtful, knowledgeable engagement while bringing humility, professionalism, and genuine care to every interaction.

Requirements

What you’ll need

Bachelor’s degree preferred but not required – relevant field experience is highly valued
3+ years of experience as a Risk Manager at an insurance carrier, or in a related insurance role with exposure to property risk assessment and broader risk management practices OR 5+ years of experience in high-value home construction, skilled trades (e.g., plumbing, electrical, HVAC), home inspection, appraisal, or a related field
Strong interpersonal and oral and written communication skills are a must
Demonstrated ability to apply independent judgment and discretion in complex situations
Ability to work independently with minimal supervision
Detail-oriented with strong problem-solving skills
Professional, trustworthy and passionate about helping others.

Benefits

Comp & perks

Opportunities to stretch and grow
Clarity and kindness
Support in good times and bad
A community that cares

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

risk assessmentloss prevention strategiesproperty condition evaluationreplacement cost analysisrisk exposure assessmentunderwriting supportprofessional judgmentcomplex situation analysisproblem-solving

Soft Skills

interpersonal skillsoral communicationwritten communicationindependent judgmentattention to detailtrustworthinessprofessionalismpassion for helping others