Risk Manager, P&C Insurance

The Muse

Risk Manager at PURE performing risk assessments and insurance analysis for high-value homes. Collaborating with stakeholders and providing risk solutions while traveling up to 50%.

Posted 6/3/2026full-timeRemote • Ohio • 🇺🇸 United StatesMid-LevelSenior💰 $80,000 - $100,000 per yearWebsite

About the role

Key responsibilities & impact

Perform PURE 360 Risk assessments by evaluating complex and varied property conditions across regions, construction types, and environmental factors, assessing risk exposure.
Travel up to 50% to Louisville, Lexington, and Indianapolis.
Analyze and interpret findings to assess loss probability and severity, using professional judgment to determine appropriate recommendations.
Recommend loss prevention strategies by identifying practical solutions and prioritizing actions based on risk impact.
Using professional judgment, technical expertise, and discretion, this role assesses property conditions, evaluates replacement cost considerations, identifies material risk factors, and determines the significance of exposures that may affect underwriting decisions, loss potential, and business operations.
Partner with Underwriting and internal stakeholders to provide insight that supports risk selection and business decisions.
Evaluate unique site conditions and risk factors by applying technical knowledge and experience to geographic and peril-specific scenarios.
Operate independently in the field with flexibility in approach and execution, adapting methods based on property-specific conditions.
Communicate assessment results and recommendations clearly, including the rationale behind decisions and potential risk implications.
Serve as a trusted representative of the PURE brand in members’ homes, building credibility through thoughtful, knowledgeable engagement while bringing humility, professionalism, and genuine care to every interaction – delivering a service experience that reflects our commitment to excellence.

Requirements

What you’ll need

Bachelor’s degree preferred but not required – relevant field experience is highly valued
3+ years of experience as a Risk Manager at an insurance carrier, or in a related insurance role with exposure to property risk assessment and broader risk management practices OR 5+ years of experience in high-value home construction, skilled trades (e.g., plumbing, electrical, HVAC), home inspection, appraisal, or a related field
Strong interpersonal and oral and written communication skills are a must
Demonstrated ability to apply independent judgment and discretion in complex situations
Ability to work independently with minimal supervision
Detail-oriented with strong problem-solving skills
Professional, trustworthy and passionate about helping others.

Benefits

Comp & perks

Opportunities to stretch and grow: your professional and personal development matters to us.
Clarity and kindness: you can rely on us to be open, honest and supportive, offering clarity on what success looks like.
Support in good times and bad: we believe in showing up for each other consistently, not only when it’s easy.
A community that cares: we are committed to sustaining a community in which each person feels cared for as an individual.

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

risk assessmentproperty risk assessmentloss prevention strategiesreplacement cost evaluationrisk exposure analysistechnical expertiseproblem-solving

Soft Skills

interpersonal skillsoral communicationwritten communicationindependent judgmentdiscretiondetail-orientedprofessionalismtrustworthinesspassion for helping others