Senior Software Engineer, Financial Crimes

The Job Sauce

Senior Software Engineer building backend services integrating compliance operations for financial payments at Ripple. Designing systems for resilience in real-time payment processing across regulatory requirements.

Posted 6/17/2026full-timeSan Francisco • California • 🇺🇸 United StatesSenior💰 $168,000 - $210,000 per yearWebsite

Tech Stack

Tools & technologies

AWSCloudDistributed SystemsGoGrafanaGRPCJavaKubernetesRust

About the role

Key responsibilities & impact

Design and build distributed backend services that orchestrate real-time screening across multiple risk domains, integrating internal Ripple systems with external compliance data providers
Architect for resilience to keep payments flowing even when upstream dependencies degrade
Build the decision and data plane that powers compliance operations: alerting, audit trails, case management workflows, investigator tooling
Own production: define observability, alerting, and incident response
Partner with Compliance, Global Investigations, and Product to translate evolving regulatory requirements into durable engineering primitives
Mentor engineers across the team and contribute to architectural direction as the platform scales across Ripple's product line

Requirements

What you’ll need

5+ years building production backend systems in Java (or comparable JVM languages, Go, Rust)
Strong API design instincts (REST/gRPC)
Experience with distributed systems patterns
Demonstrated comfort with resilience design
Ability to navigate ambiguity in a regulated environment, turning external requirements (regulator findings, audit obligations, partner asks) into shippable engineering plans
Working knowledge of Kubernetes, observability tooling (Grafana, OpenTelemetry, or similar), and cloud infrastructure (AWS preferred)
Experience in fintech, payments, identity, or compliance technology is a plus, but not required if you bring strong systems instincts.

Benefits

Comp & perks

Competitive salary, bonuses, and equity
Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
Employee giving match
Mobile phone stipend
R&R days so you can rest and recharge
Generous wellness reimbursement and weekly onsite & virtual programming
Generous vacation policy - work with your manager to take time off when you need it
Industry-leading parental leave policies. Family planning benefits.
Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events

ATS Keywords

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Hard Skills & Tools

JavaGoRustAPI designRESTgRPCdistributed systemsresilience designKubernetescloud infrastructure

Soft Skills

mentoringcommunicationproblem-solvingnavigating ambiguity