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Software Engineer II – Onboarding
The Job SauceSoftware Engineer II leading the design and development of distributed backend services for Ripple's onboarding platform. Collaborating with Product and Compliance teams to enhance user experience across financial products.
Posted 6/17/2026full-timeSan Francisco • California • 🇺🇸 United StatesMid-LevelSenior💰 $140,000 - $174,999 per yearWebsite
Tech Stack
Tools & technologiesAWSCloudDistributed SystemsGoGRPCJavaKafkaKotlinKubernetesPythonReactRustSpringSpring BootSpringBootVue.js
About the role
Key responsibilities & impact- Lead the design and development of distributed, cloud-native backend services that power onboarding across Ripple’s product suite.
- Partner with Product, Compliance, and other engineering teams to design scalable orchestration and data pipelines.
- Migrate core onboarding logic out of Salesforce into resilient, observable services and a dedicated persistence layer.
- Build platform capabilities that enable faster onboarding with fewer customer touchpoints, while preserving trust and compliance.
- Contribute to foundational data modeling work that will feed into Ripple’s future identity platform (while ownership of Identity will move to a dedicated team).
- Champion engineering excellence in code quality, testing, and operational practices.
- Mentor engineers and help grow a lean, high-impact team.
Requirements
What you’ll need- Deep full stack engineering experience in modern, cloud-native, distributed systems.
- Proven track record designing and delivering large-scale systems in complex environments.
- Strong API design and integration skills (REST and/or gRPC).
- Exposure to frontend frameworks (React, Vue, etc.) for full-stack capability.
- Experience with cloud platforms (AWS preferred) and container orchestration (Kubernetes, ECS).
- Comfort navigating and reducing technical debt while delivering business value.
- Leadership skills: can set technical direction, mentor others, and influence cross-team decisions.
- Preferred (But Not Required)
- Experience with our current stack: Java + Spring Boot.
- We welcome candidates from other backend stacks (Go, Kotlin, C#, Python, Rust, etc.) who can quickly learn JVM technologies.
- Event-driven architecture (Kafka, SNS/SQS, etc.).
- Domain knowledge in fintech, regtech, KYC/KYB, identity verification, or compliance-heavy systems.
Benefits
Comp & perks- Competitive salary, bonuses, and equity
- Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
- Employee giving match
- Mobile phone stipend
- R&R days so you can rest and recharge
- Generous wellness reimbursement and weekly onsite & virtual programming
- Generous vacation policy - work with your manager to take time off when you need it
- Industry-leading parental leave policies. Family planning benefits.
- Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
full stack engineeringcloud-native systemsdistributed systemsAPI designRESTgRPCfrontend frameworksJavaSpring Bootevent-driven architecture
Soft Skills
leadershipmentoringinfluencing decisionstechnical directionnavigating technical debtdelivering business value