The Hartford

Underwriting Officer, Wrap Ups – Loss Sensitive Construction

The Hartford

full-time

Posted on:

Location Type: Hybrid

Location: Chicago • Illinois • United States

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Salary

💰 $176,000 - $264,000 per year

Job Level

SeniorLead

About the role

  • Serve as the senior underwriting authority for Wrap-Up (OCIP/CCIP) programs within Construction
  • Provide technical leadership and guidance to Wrap-Up underwriting professionals
  • Approve complex program structures, pricing, terms, and conditions
  • Collaborate with claims, safety, and actuarial partners to ensure enterprise alignment and portfolio performance
  • Own Loss Sensitive underwriting authority across Construction
  • Establish underwriting standards, program structures, and referral and escalation protocols
  • Oversee deal review, portfolio quality, and large or complex risk transactions
  • Balance profitable growth with underwriting discipline and risk governance
  • Participate in stewardship meetings, key broker discussions, and select client engagements
  • Support opportunity origination while reinforcing underwriting standards and portfolio quality
  • Clearly articulate The Hartford’s construction risk philosophy to external partners
  • Mentor and develop underwriting talent to build bench strength and technical depth
  • Act as underwriting proxy for the Chief Underwriting Officer as needed
  • Provide portfolio insights, trend analysis, and risk perspective to senior leadership

Requirements

  • 15+ years of underwriting experience with demonstrated leadership responsibility
  • Deep expertise in Wrap-Up (OCIP/CCIP) and Loss Sensitive Construction programs
  • Strong technical underwriting judgment and credibility
  • Excellent communication skills with internal stakeholders, brokers, and clients
Benefits
  • Other rewards may include short-term or annual bonuses
  • Long-term incentives
  • On-the-spot recognition
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
underwritingWrap-Up programsOCIPCCIPLoss Sensitive programsrisk governanceportfolio analysisprogram structurespricingterms and conditions
Soft Skills
leadershipcommunicationmentoringcollaborationtechnical judgmentstakeholder engagementrisk perspectivearticulationdevelopmentinsight generation