Underwriting Officer, Wrap Ups – Loss Sensitive Construction

The Hartford

Underwriting Officer providing technical leadership for Wrap-Up Insurance programs at The Hartford. Responsible for risk governance and stakeholder engagement within complex construction projects.

Posted 4/16/2026full-timeChicago • Illinois • 🇺🇸 United StatesSeniorLead💰 $176,000 - $264,000 per yearWebsite

About the role

Key responsibilities & impact

Serve as the senior underwriting authority for Wrap-Up (OCIP/CCIP) programs within Construction
Provide technical leadership and guidance to Wrap-Up underwriting professionals
Approve complex program structures, pricing, terms, and conditions
Collaborate with claims, safety, and actuarial partners to ensure enterprise alignment and portfolio performance
Own Loss Sensitive underwriting authority across Construction
Establish underwriting standards, program structures, and referral and escalation protocols
Oversee deal review, portfolio quality, and large or complex risk transactions
Balance profitable growth with underwriting discipline and risk governance
Participate in stewardship meetings, key broker discussions, and select client engagements
Support opportunity origination while reinforcing underwriting standards and portfolio quality
Clearly articulate The Hartford’s construction risk philosophy to external partners
Mentor and develop underwriting talent to build bench strength and technical depth
Act as underwriting proxy for the Chief Underwriting Officer as needed
Provide portfolio insights, trend analysis, and risk perspective to senior leadership

Requirements

What you’ll need

15+ years of underwriting experience with demonstrated leadership responsibility
Deep expertise in Wrap-Up (OCIP/CCIP) and Loss Sensitive Construction programs
Strong technical underwriting judgment and credibility
Excellent communication skills with internal stakeholders, brokers, and clients

Benefits

Comp & perks

Other rewards may include short-term or annual bonuses
Long-term incentives
On-the-spot recognition

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

underwritingWrap-Up programsOCIPCCIPLoss Sensitive programsrisk governanceportfolio analysisprogram structurespricingterms and conditions

Soft Skills

leadershipcommunicationmentoringcollaborationtechnical judgmentstakeholder engagementrisk perspectivearticulationdevelopmentinsight generation