Business Insurance Property Claims Adjuster
The Hartford
full-time
Posted on:
Location Type: Hybrid
Location: Arizona • Connecticut • United States
Visit company websiteExplore more
Salary
💰 $64,480 - $96,720 per year
Job Level
About the role
- Conduct investigations to determine coverage, assess damages, and identify subrogation/salvage opportunities.
- Interpret and apply policy language to commercial property losses.
- Evaluate exposures and set accurate, timely reserves.
- Manage claims from first notice through resolution with proper documentation and financial accuracy.
- Negotiate fair settlements with policyholders and involved parties.
- Handle structural damage estimates, personal property losses, and business income/time‑element claims.
- Deliver clear, empathetic, high‑quality customer service.
- Collaborate with underwriting, legal, sales, and external vendors.
- Maintain regulatory compliance and leverage technology for efficiency.
- Contribute to continuous improvement and mentor peers when appropriate.
Requirements
- 1+ year of 1st party property claim handling experience required.
- 1+ year of 1st party commercial property claim handling experience preferred.
- Commercial property structural damage estimating experience a plus.
- Strong written and verbal communication skills.
- Ability to manage multiple priorities and meet deadlines.
- Ability to obtain and maintain required state adjuster licenses.
- Experience estimating structural losses and handling business income/time‑element claims.
- Commercial property claims experience with an insurance carrier.
Benefits
- Medical, Dental, Vision, Life and Disability Insurance, 401K. Effective day 1.
- 25 days paid time off in your first full year and Paid Holidays.
- Tuition reimbursement - up to $5,250 (undergraduate) and $6,000 (graduate) for tuition and registration fees for degree programs that support your career development (subject to additional requirements).
- Student Loan Paydown Program – eligible to participate after 6 months of service. The Hartford will make a direct contribution of $125 per month – with a lifetime maximum up to $10,000 – as a supplemental payment towards your student loan in order to help you manage the stress of student debt and help you pay down your student loan faster.
- Paid volunteer opportunities.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
1st party property claim handlingcommercial property claim handlingstructural damage estimatingestimating structural lossesbusiness income claimstime-element claimsnegotiationdocumentationfinancial accuracyregulatory compliance
Soft skills
customer servicecommunicationcollaborationempathytime managementprioritizationmentoringcontinuous improvement
Certifications
state adjuster licenses