State Filing Lead Analyst

The Cigna Group

State Filing Lead Analyst ensuring compliance with state regulations for Cigna Healthcare's product filings. Leading projects, collaborating with internal teams, and negotiating with state regulators.

Posted 6/19/2026full-timePhiladelphia • Florida, Montana, Pennsylvania, Texas • 🇺🇸 United StatesSeniorWebsite

About the role

Key responsibilities & impact

Execute filing strategy to support various product filing initiatives, including leading projects involving outside vendors when applicable
Independently revise existing generic policy language to document and adhere to state laws and requirements, using discretion and best judgement in preparing modifications
Consult with Product, Actuarial and Legal resources to ensure business partners understand viable options for compliance
Prepare and submit form, rate, annual form certifications and benefit summary filings to state insurance departments or internal partners for submission to such departments
Partner with internal teams to guide efforts to timely submission of annual or updated rate filings and support or assist in performing filing of miscellaneous marketing pieces
Answer insurance department objections and manage objections in accordance with established policies and procedures, engaging and collaborate with matrix partners as necessary
Negotiate directly with state regulators to maintain product integrity and obtain status updates as needed
Partner with Insurance Contract and Forms Advisor to maintain generic and state unique forms library and create instructional documentation to help business understand state limitations or differences due to state filing efforts as forms move into production
Provide details on recent form updates to maintain bank trusts
Conduct filing competitor research as needed
Provide guidance on language availability to support case exceptions or policy consults after effective date and submit necessary filings to support modification
Collaborate with Regulatory Compliance and Business Compliance Representative to ensure compliance newly enacted legislation and ensure necessary filings are initiated and impact communicated to the business
Conduct day-to-day activities in accordance with compliance policies, procedures and standards
Other filing, compliance, and regulatory-related duties and projects as assigned by manager

Requirements

What you’ll need

Bachelor degree or equivalent training
Mastery of SERFF insurance filings
Minimum 3+ years compliance/regulatory filing experience with insurance products, preferably Supplement Health insurance products
Experienced in the development of contract language for new Group product designs and policy language from conception
Ability to adapt and thrive in a flexible, fast-paced environment, while maintaining a positive, solution oriented approach
Self-monitors due dates in order to meet internal and external regulatory deadlines
Excellent customer service skills
Detail orientated
Strong analytical skills
Strong written and verbal communication skills

Benefits

Comp & perks

Health insurance
Paid time off
Flexible work arrangements

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

SERFF insurance filingscompliance filingcontract language developmentpolicy language modificationregulatory compliancefiling competitor researchform submissionrate filinginsurance product knowledgestate law adherence

Soft Skills

adaptabilitycustomer servicedetail orientationanalytical skillswritten communicationverbal communicationsolution-oriented approachself-monitoringcollaborationproject management

Certifications

Bachelor degreeMaster's degree (preferred)