Senior Risk & Underwriting Advisor

The Cigna Group

Senior Advisor in Risk & Underwriting within Evernorth, impacting Cigna's business outcomes daily. Developing pricing strategies and providing underwriting support for client portfolios.

Posted 4/23/2026full-timeSt. Louis • Colorado, Connecticut, Montana, Tennessee • 🇺🇸 United StatesSenior💰 $106,700 - $177,800 per yearWebsite

Tech Stack

Tools & technologies

SQL

About the role

Key responsibilities & impact

Provides expert content/professional leadership on complex Risk & Underwriting assignments/projects
Manages assigned book of business focused on attaining profitable growth, persistency, and earnings.
Performs case-specific risk assessments.
Performs account level rate development and conducts customer negotiations with Sales.
Develops and monitors account earnings plans to achieve growth and profitability.
Develops strategic recommendations related to market competition, products and pricing.
Partners with sales department and brokers to deliver customer presentations.
Conducts ad hoc analyses which have a potential financial impact.
Responsible for effectively communicating with Leadership, SAM, and other business partners.

Requirements

What you’ll need

Bachelor’s degree in Business Administration with a preference for Risk Management, Economics, Statistics, Mathematics, or Finance
7+ years of risk and/or underwriting experience
Financial/analytical mindset
Experience in Pharmacy Benefits Manager (PBM), Managed Care, Healthcare, Pharmaceutical preferred
Strong interpersonal and presentation skills
Strong analytical and problem-solving skills
Ability to support own position with data and rationale
Ability to build partnerships and work collaboratively with others
Excellent verbal and written communication skills
Strong ability with Microsoft Office Platforms and Proficient in SQL

Benefits

Comp & perks

health-related benefits including medical, vision, dental, and well-being and behavioral health programs
401(k)
company paid life insurance
tuition reimbursement
a minimum of 18 days of paid time off per year
paid holidays

ATS Keywords

✓ Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

risk assessmentrate developmentfinancial analysisdata analysisstrategic recommendationsaccount earnings plansproblem-solvingpresentation skillsSQL

Soft Skills

interpersonal skillscommunication skillscollaborationanalytical mindsetnegotiation skills