AVP Commercial Credit Officer II

The Bancorp

AVP Commercial Credit Officer II performing complex credit analysis and financial reviews for new and existing loan requests. Collaborating with sales and internal teams to ensure effective credit risk management.

Posted 4/25/2026full-timeRemote • North Carolina • 🇺🇸 United StatesLead💰 $65,957 - $113,340 per yearWebsite

About the role

Key responsibilities & impact

Analyzes financial statements on complex credit requests to assess credit risk
Works with salesperson to structure loan requests
Conducts borrower interviews with applicants or designated third parties
Collects required credit information for underwriting loan and lease requests
Generates credit memorandums with detailed financial analysis
Maintains accurate and complete loan files
Develops working partnerships with sales and internal teams to handle credit analysis issues

Requirements

What you’ll need

Undergraduate degree in a related field or an equivalent combination of training and experience
5 years of commercial credit analysis or fleet/equipment leasing experience
Strong working knowledge and understanding of traditional financial analysis
Strong organizational, time management and prioritization skills to meet loan committee deadlines
Excellent verbal, written, and interpersonal communication skills with strong presentation skills
Team player, able to work effectively in a team fostered, multi-tasking environment
Proficient in Microsoft Office suite, e.g. Excel, PowerPoint, Word, Outlook

Benefits

Comp & perks

Competitive pay
Health insurance
Retirement plans
Professional development opportunities
Flexible work arrangements

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

financial analysiscredit risk assessmentloan structuringcredit information collectioncredit memorandum generationunderwritingcommercial credit analysisfleet leasingequipment leasing

Soft Skills

organizational skillstime managementprioritization skillsverbal communicationwritten communicationinterpersonal communicationpresentation skillsteam collaborationmulti-tasking