Senior Portfolio Manager – Specialty Credit

Texas Capital

Senior Portfolio Manager driving Texas Capital’s strategic vision within Credit Administration. Supporting Asset Based Lending focused on consumer receivable finance and commercial equipment finance.

Posted 4/29/2026full-timeDallas • Texas • 🇺🇸 United StatesSeniorWebsite

About the role

Key responsibilities & impact

Oversight of credit related responsibilities for the Analysts and Associates, including financial statement spreading and validation of various underwriting models
Responsible for risk rating assessment and periodic relationship reviews
Partner with Relationship Manager in credit agreement review and negotiation
Ownership of all credit approvals (new customers, modifications, renewals, increases, risk assessments)
Identification of key risks and issues pertinent to each credit request, including potential mitigants for identified risks.
Ownership of policy exception identification
Direct and manage portfolio reviews
Validate covenant compliance and covenant management
Ownership of post-approval modifications to ensure accurate reporting of credit exposure
Client management, including assisting of day-to-day needs, contact meetings, and site visits. Direct client contact is expected.
Client management in SalesForce
Oversight and in-depth analysis of macroeconomic conditions, industry trends and changes in lending practices
Ownership of portfolio reporting and analytics: grade-migration, past-dues, exceptions, coming-due maturities, etc.
Identify cross-sell opportunities
Partner with Special Assets Group for credit requests (as needed)
Lead and/or support key initiatives to drive improvements in the delivery of credit solutions for clients and prospects

Requirements

What you’ll need

Bachelor’s degree in Finance, Accounting, Commercial Banking or equivalent/relevant program
8+ years’ experience in Commercial or Corporate Banking with formal Credit training.
Exceptional writing, interpersonal and communication skills
Extraordinary levels of motivation and initiative
Effective team players who want to work in a fast-paced, collaborative environment and build working relationships across the organization
Strong Microsoft Office skills including Outlook, Excel, and PowerPoint in order to produce reports, memos, and presentations
Passion for financial services and delivering superior client experiences
Proven leadership skills and community involvement

Benefits

Comp & perks

Health insurance coverage
Wellness program
Fertility and family building aids
Life and disability insurance
Retirement savings plans with a generous 401K match
Paid leave programs
Paid holidays
Paid time off (PTO)

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

financial statement spreadingunderwriting modelsrisk rating assessmentcovenant complianceportfolio reportingcredit approvalscredit risk assessmentcredit agreement negotiationcredit solutions deliverycredit training

Soft Skills

writing skillsinterpersonal skillscommunication skillsmotivationinitiativeteam playercollaborationrelationship buildingclient managementleadership skills