Portfolio Manager
Texas Capital
full-time
Posted on:
Location Type: Office
Location: Dallas • Texas • United States
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About the role
- Oversight of credit related responsibilities for the Analysts and Associates, including financial statement spreading and validation of various underwriting models
- Responsible for risk rating assessment and periodic relationship reviews
- Partner with Relationship Manager in credit agreement review and negotiation
- Ownership of all credit approvals (new customers, modifications, renewals, increases, risk assessments)
- Identification of key risks and issues pertinent to each credit request, including potential mitigants for identified risks
- Ownership of policy exception identification
- Direct and manage portfolio reviews
- Validate covenant compliance and covenant management
- Ownership of post-approval modifications to ensure accurate reporting of credit exposure
- Client management, including assisting of day-to-day needs, contact meetings, and site visits; direct client contact is expected
- Client management in SalesForce
- Oversight and in-depth analysis of macroeconomic conditions, industry trends and changes in lending practices
- Ownership of portfolio reporting and analytics: grade-migration, past-dues, exceptions, coming-due maturities, etc.
- Identify cross-sell opportunities
- Partner with Special Assets Group for credit requests (as needed)
- Lead and/or support key initiatives to drive improvements in the delivery of credit solutions for clients and prospects
Requirements
- Bachelor’s degree in Finance, Accounting, Commercial Banking or equivalent/relevant program
- 8+ years’ experience in Commercial or Corporate Banking with formal Credit training
- Exceptional writing, interpersonal and communication skills
- Extraordinary levels of motivation and initiative
- Effective team players who want to work in a fast-paced, collaborative environment and build working relationships across the organization
- Strong Microsoft Office skills including Outlook, Excel, and PowerPoint to produce reports, memos, and presentations
- Passion for financial services and delivering superior client experiences
- Proven leadership skills and community involvement
Benefits
- health insurance coverage
- wellness program
- fertility and family building aids
- life and disability insurance
- retirement savings plans with a generous 401K match
- paid leave programs
- paid holidays
- paid time off (PTO)
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
financial statement analysisrisk rating assessmentcredit agreement negotiationcredit approvalscovenant complianceportfolio managementcredit exposure reportingcredit solutions deliverycredit trainingmacroeconomic analysis
Soft Skills
writing skillsinterpersonal skillscommunication skillsmotivationinitiativeteam collaborationrelationship buildingclient managementleadership skillscommunity involvement