Credit Analyst I – Regional Commercial Banking

Credit Analyst I conducting financial analysis of borrowers for TD Bank. Supporting lending and credit functions while maintaining compliance and preparing approval memorandums.

Posted 8/3/2026full-timeSpringfield • Massachusetts • 🇺🇸 United StatesJunior💰 $26 - $39 per hourWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in financial analysis, credit assessment, and underwriting processes, with strong analytical and research skills to support lending functions effectively. Proficient in preparing approval memorandums and maintaining credit files while ensuring timely responses to customer inquiries.

Highest-signal resume keywords

Financial AnalysisCredit Analysis TechniquesUnderwriting AnalysisAnalytical SupportResearch Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial AnalysisCredit Analysis TechniquesUnderwriting AnalysisCredit Risk AssessmentFinancial Statement Analysis

Soft Skills

Analytical SkillsInterpersonal SkillsTeam OrientationAbility to Meet Deadlines

Tools & Technologies

Word Processing SoftwareSpreadsheet Software

Industry Keywords

LendingCredit FunctionsBorrower AnalysisApproval Memorandums

About the role

Key responsibilities & impact

Conduct financial analysis of existing and potential borrowers
Support the Lending and Credit functions of the Bank
Research industry specific information from outside sources
Participate in Customer meetings and inquiries based on prior research
Perform underwriting analysis of Borrower's character, credit worthiness and financial condition
Provide analytical support for the lending function
Prepare insightful and timely approval memorandums
Analyze financial statements, management profiles, and assess credit risk
Maintain credit files and monitor data

Requirements

What you’ll need

4 year degree or equivalent experience
1+ years related experience preferred
Basic knowledge of credit and financial analysis techniques
Strong analytical and research skills
Developed PC skills including proficiency in word processing and spreadsheet software
Ability to meet deadlines
Good interpersonal skills and team orientation

Benefits

Comp & perks

Health and well-being benefits
Savings and retirement programs
Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
Banking benefits and discounts
Career development opportunities
Reward and recognition