FREE ACCESS
5,000–10,000 jobs/day
See all jobs on JobTailor
Search thousands of fresh jobs every day.
Discover
- Fresh listings
- Fast filters
- No subscription required
Create a free account and start exploring right away.
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in residential mortgage origination, including sales, application processing, and underwriting. Possesses strong communication and negotiation skills to effectively guide customers through the mortgage process while adhering to regulatory guidelines.
Highest-signal resume keywords
Residential Mortgage OriginationSales AbilityMortgage Industry KnowledgeNegotiation SkillsTime Management
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Mortgage Application ProcessingUnderwritingAutomated Underwriting SystemsLoan DocumentationPipeline Management
Soft Skills
Excellent Communication SkillsSelf-DirectedCustomer Relationship Management
Tools & Technologies
Mortgage Loan SystemPoint-of-Sale Underwriting Systems
Industry Keywords
Regulatory GuidelinesLending PracticesMortgage ProductsSales GoalsContinuing Education
About the role
Key responsibilities & impact- Sells and originates residential mortgage loans to sales goals
- Takes residential mortgage loan applications and offers or negotiates terms of residential mortgage loans
- Meets with Prospects identified directly as well as referred by realtors, developers, attorneys and other external and internal referral sources
- Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs
- Guides Customers through the mortgage application process
- Explains information required and other aspects of the loan process to Customers
- Ensures applications are completed accurately and contain required information and supporting documentation
- Manages Customers expectations regarding processing times and closing dates
- Sells and originates residential mortgage loans according to established policies and procedures and applicable legal and regulatory guidelines
- Generates referrals for mortgage sales opportunities and sales of other Company business line products
- Develops plan to achieve sales goals with assistance from sales management
- Enters information into mortgage loan system so that loans will appear accurately in the pipeline
- Creates supporting files with backup and explanatory documentation and information for underwriting, regulatory and other purposes
- Sends application and other required information to underwriting area
- Underwrites loans using point-of-sale underwriting systems within scope of authority
- Communicates loan decisions directly to Customers and explains any additional information needed
- Submits application materials and other required information to processing area to clear any conditions, finalizes the loan commitment, and prepares for closing
- Communicates regularly with Customers, underwriters, processors, realtors, closing agents and others to ensure application process proceeds as planned
- Attends closings as needed
- Develops knowledge of current industry practices and trends by learning from more experienced sales personnel and by attending continuing education training and seminars
Requirements
What you’ll need- Bachelor's degree or progressive work experience
- 2+ Years of mortgage origination experience
- Proven Sales ability
- Developing knowledge of mortgage industry, products, lending practices and regulatory guidelines
- Maintains the highest level of sales ability and negotiation skills
- Self-directed, ability to plan own activities to achieve sales goals
- Strong time management skills
- Excellent communication skills, both verbal and written
- PC skills, including ability to learn mortgage origination and automated underwriting systems
Benefits
Comp & perks- Health and well-being benefits
- Savings and retirement programs
- Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
- Banking benefits and discounts
- Career development
- Reward and recognition